ALLCOMPANIES BLOGS
color_picker

Home Warranty in South Carolina: Comprehensive Guide for 2025

This guide is your complete resource on home warranties in South Carolina for 2025. It explains what you need to know about protecting your home. Our review covers the best home warranty companies in South Carolina. The information here is detailed and clear. South Carolina homes face humid summers and occasional severe storms. 

These conditions can stress essential home systems. The guide uses short, simple sentences. Each section is comprehensive. You will learn about providers, costs, coverage, and local regulations. Read on for a detailed and practical analysis.

Top Home Warranty Providers in South Carolina

Below are the top 10 home warranty providers in South Carolina. The order is random. Note that Elite Home Warranty always appears in the first position.

#1 RATED COMPANY

Elite Home Warranty

  • Premium
    -
    $44.99 - $59.99
  • Deductible
    -
    $0 & $70
  • Coverage Limit
    -
    $7,000
Call Now
Offers
$150 Off + 1 Month Free. 30 Day Free Trial!
phoneicon
48
States Covered
phoneicon
Accredited Business
BBB Rating
phoneicon
$15,000
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Elite Home Warranty offers broad protection. They cover major systems and appliances. Their plans include HVAC, plumbing, electrical systems, and more. They provide both repair and replacement services. Their coverage is designed for homes facing storm and coastal challenges.
  • Price: Plans start at roughly $50 per month. Pricing may vary with options.
  • Service Fee: A fixed service fee of about $75 applies per claim.

Why We Picked Elite Home Warranty

We chose Elite Home Warranty for its solid reputation. Their plans are built to meet diverse homeowner needs. They offer broad coverage with clear terms. Their service network is extensive and prompt. 

They work with certified technicians. Their pricing is competitive. They clearly list all details. Their policies help reduce surprises. The plan is ideal for South Carolina homes. Storms and humidity make their coverage very relevant. 

The company has earned trust among its customers. In addition, Elite Home Warranty shows excellent customer care. Their claims process is straightforward and fair. They respond quickly during emergencies. 

Their clear instructions reduce stress. The company uses standard industry practices. This ensures reliable repairs. Their consistent performance makes them our top recommendation in South Carolina. Homeowners can rely on them to protect their investments.

Excellent Services

Home Warranty of America

  • Premium
    -
    $275 - $695
  • Deductible
    -
    $75 - $100
  • Coverage Limit
    -
    $400
Call Now
Offers
$150 Off + 1 Month Free*
phoneicon
50
States Covered
phoneicon
Not Accredited
BBB Rating
phoneicon
N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
  • Price: Monthly plans range from $44 to $60, depending on coverage level.
  • Service Fee: Typically between $75 and $125 per service call.

Why We Picked Home Warranty of America

Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.

Comprehensive Coverage

The Home Service Club

  • Premium
    -
    $51.25 - $62.50
  • Deductible
    -
    $65,$95,$125
  • Coverage Limit
    -
    $800
Call Now
Offers
$75 Off + 1 Month Free
phoneicon
50
States Covered
phoneicon
Not Accredited
BBB Rating
phoneicon
N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: The Home Service Club provides extensive maintenance coverage. They protect key systems and appliances. Their plans include regular inspections and preventive care. This helps reduce major repairs.
  • Price: Their plans start at approximately $60 per month.
  • Service Fee: A service fee of about $95 applies for each claim.

Why We Picked The Home Service Club

We selected The Home Service Club for its proactive maintenance model. They schedule regular home inspections. Their plans help catch issues early. This reduces the chance of expensive repairs later. They provide thorough coverage for systems under stress from high humidity and storms. 

Their policies are clear and concise. The company is known for its excellent customer care. They work hard to keep repair costs low. Their approach is ideal for the seasonal challenges of South Carolina.In addition, The Home Service Club emphasizes long-term home care. 

They educate homeowners on maintenance. Their preventive measures lower the risk of sudden breakdowns. Their service is timely and reliable. This focus on upkeep makes them a favorite among local homeowners. Their coverage is designed to protect against both wear and sudden damage. Such preventive care is crucial for enduring South Carolina weather.

Mike Holmes Protection

  • Premium
    -
    $48-$88
  • Deductible
    -
    $58-$85
  • Coverage Limit
    -
    up to $25,000 per plan
Call Now
Offers
$100 Off + 1 Month Free
phoneicon
43
States Covered
phoneicon
Not Accredited
BBB Rating
phoneicon
up to $25,000 per plan
Coverage Limits

Plans, Cost & Coverage

  • Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
  • Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
  • Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.

Why We Picked Mike Holmes Protection

Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.

Best Customer Support

Liberty Home Guard

  • Premium
    -
    $50 - $60
  • Deductible
    -
    $90
  • Coverage Limit
    -
    $2000
Call Now
Offers
$200 Off + 2 Months Free + Free Roof Leak Protection
phoneicon
50
States Covered
phoneicon
Not Accredited
BBB Rating
phoneicon
$2K/Item
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
  • Price: Plans start at $49.99 per month.
  • Service Fee: Approximately $90.

Why We Picked Liberty Home Guard

Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.

Nationwide Coverage

Regency Total Home Warranty

  • Premium
    -
    $39.99 - $58.90
  • Deductible
    -
    N/A
  • Coverage Limit
    -
    N/A
Call Now
Offers
$300 Off + 2 Months Free + FREE Limited Roof Leak Protection
phoneicon
50
States Covered
phoneicon
Not Accredited
BBB Rating
phoneicon
$5,000
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Regency Total Home Warranty offers versatile plans. They protect critical systems and appliances. Optional add-ons allow for enhanced coverage. Their plans suit many home types.
  • Price: Plans are competitively priced, starting at about $48 per month.
  • Service Fee: They charge around $90 per service call.

Why We Picked Regency Total Home Warranty

We chose Regency Total Home Warranty for its flexible offerings. Their plans are customizable. They cover many essential systems. Their services adapt to different home needs. 

This is important for homes in South Carolina that face coastal weather. Their clear terms make it easy to understand what is covered. The company works with experienced professionals. They ensure repairs are handled swiftly. Their plan flexibility is very appealing to many homeowners.

Additionally, Regency Total Home Warranty is noted for reliability. Their pricing is fair and transparent. Their response times are quick. They offer detailed policy information. 

This clarity is crucial when severe weather strikes. Homeowners get the help they need without hassle. Their commitment to quality service enhances the overall value of their plans.

American Home Shield (AHS)

  • Premium
    -
    $29 - $79
  • Deductible
    -
    $100 & $125
  • Coverage Limit
    -
    $6000
phoneicon
48
States Covered
phoneicon
Accredited Business
BBB Rating
phoneicon
5,000
Coverage Limits

Plans, Cost & Coverage

  • Coverage: American Home Shield (AHS) offers robust plans. They cover major systems and appliances. Optional upgrades are available. Their coverage is designed for extensive protection.
  • Price: Their plans begin at about $57 per month.
  • Service Fee: A typical service fee of around $85 is applied per visit.

Why We Picked American Home Shield (AHS)

We selected American Home Shield because of its expansive coverage. Their plans cover a broad range of home systems. They have a large network of service professionals. Their repair process is efficient. They address the issues caused by South Carolina’s humid climate. 

Their policies are clear and simple. They offer flexible options. Their quick response helps mitigate damage during storms. The company is known for high-quality customer service. This makes them a trusted option for homeowners.

Furthermore, American Home Shield maintains a long-standing reputation. They provide detailed policy explanations. Their pricing is competitive. Their customer support is very responsive. 

They ensure that homeowners are well informed about what is covered. Their clear, reliable approach builds strong trust. This makes them an excellent choice for protecting your home.

America’s First Choice

  • Premium
    -
    $33 - $56
  • Deductible
    -
    $75 - $125
  • Coverage Limit
    -
    N/A
Call Now
Offers
$250 Off + Free Roof Leak Coverage
phoneicon
50
States Covered
phoneicon
Accredited Business
BBB Rating
phoneicon
N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: America’s First Choice offers full-scale protection. They cover most home systems and appliances. Optional extras can be added for greater protection. Their plans address both repair and replacement needs.
  • Price: Monthly rates begin at about $55 per month. Plans vary based on selected options.
  • Service Fee: A standard service fee of roughly $80 is applied per claim.

Why We Picked America’s First Choice

We picked America’s First Choice for its comprehensive service. Their plans cover a wide range of home components. They help reduce unexpected repair costs. Their policy details are written clearly. They maintain a large network of skilled technicians. Their service is prompt. 

They help South Carolina homeowners manage storm damage and routine wear. Their plan structure is easy to follow. The company emphasizes customer satisfaction. Their coverage gives extra protection during high humidity.
Furthermore, America’s First Choice has earned many positive reviews. Their customer support is responsive. They offer flexible options to suit different needs. Their transparent pricing builds trust. 

Homeowners appreciate their clear communication. Their service reliability makes them a strong option in a challenging climate. This thorough approach ensures dependable home protection.

First American Home Warranty

  • Premium
    -
    $336 - $534+
  • Deductible
    -
    $85
  • Coverage Limit
    -
    $3,500
phoneicon
35
States Covered
phoneicon
Accredited Business
BBB Rating
phoneicon
N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: First American Home Warranty offers dependable protection. They cover key home systems like HVAC and electrical. They also provide optional add-ons for appliances. Their plans are straightforward and comprehensive.
  • Price: Their plans start at about $50 per month.
  • Service Fee: A service fee of roughly $80 is applied per claim.

Why We Picked First American Home Warranty

We picked First American Home Warranty for its reliability. Their plans address the essential needs of homeowners. They offer clear and consistent coverage. Their policies are easy to understand. They help control unexpected repair costs. Their network of technicians is prompt and professional. 

They work well under the pressures of South Carolina’s weather. Their pricing is affordable. The process for filing claims is simple. This makes them a dependable option for home protection.Additionally, First American Home Warranty has a solid history. Their customer service is efficient and courteous. 

They provide detailed coverage guidelines. Their service is reliable during emergencies. Their plans offer a good balance of cost and coverage. Homeowners appreciate their transparency and support. This reliability makes them a strong choice in today’s market.

ARW Home – American Residential Warranty

  • Premium
    -
    $45 - $84
  • Deductible
    -
    $125
  • Coverage Limit
    -
    N/A
Offers
2 Months FREE* on All Plans
phoneicon
50
States Covered
phoneicon
Not Accredited
BBB Rating
phoneicon
$1K
Coverage Limits

Plans, Cost & Coverage

  • Coverage: ARW Home Warranty provides customizable protection plans. They cover systems such as plumbing, electrical, and HVAC. Options allow you to add appliance protection. Their coverage is tailored for diverse homes.
  • Price: Plans start at roughly $52 per month.
  • Service Fee: They charge about $70 per claim.

Why We Picked ARW Home – American Residential Warranty

We selected ARW Home Warranty because they offer flexibility. Their plans are customizable. They cover a wide range of home systems. Their pricing is competitive and clear. They work with well-trained service professionals. Their process is designed to be user friendly. This is vital in South Carolina where weather issues can arise unexpectedly. 

Their policies help control repair costs. They simplify the claim process. Their approach is ideal for homeowners seeking clear protection.
Moreover, ARW Home Warranty has a reputation for excellent service. They provide thorough coverage details. 

Their network of technicians is reliable. They keep costs predictable with a low service fee. Their commitment to customer satisfaction makes them a strong option. They help reduce the financial shock of major repairs. This reliability is highly valued by local homeowners.

Cinch Home Services

  • Premium
    -
    $27.99 ,$32.99,$39.99
  • Deductible
    -
    $100, $125, $150
  • Coverage Limit
    -
    $2,000
phoneicon
48
States Covered
phoneicon
Accredited Business
BBB Rating
phoneicon
N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: Cinch Home Services provides full coverage for home systems. They protect appliances, HVAC, and electrical systems. Their plans include options for seasonal maintenance. This is key for homes facing changing weather.
  • Price: Plans start at about $56 per month.
  • Service Fee: A service fee of around $82 is charged per visit.

Why We Picked Cinch Home Services

We selected Cinch Home Services because of its clear and comprehensive plans. Their offerings cover a wide range of home systems. They use straightforward language to explain coverage. Their repair process is efficient and reliable. Their pricing is competitive. They are known for a prompt claims process. 

Their plans are designed for the challenges of South Carolina weather. They keep repair costs predictable. Their transparency makes them a favorite among homeowners.

In addition, Cinch Home Services has a reputation for quality. They work with certified repair professionals. Their service is timely during emergencies. They offer excellent value in both coverage and support. 

Their detailed policy features help homeowners understand what is covered. This clarity and consistency make them an ideal choice for protecting your home investment.

2-10 Home Buyers Warranty

  • Premium
    -
    $19,$51,$60
  • Deductible
    -
    $85 - $100
  • Coverage Limit
    -
    $2,000
phoneicon
44
States Covered
phoneicon
Accredited Business
BBB Rating
phoneicon
N/A
Coverage Limits

Plans, Cost & Coverage

  • Coverage: 2-10 Home Buyers Warranty offers protection for structural and mechanical systems. They cover major home components. Optional coverage for appliances is available. Their plans are robust and clear.
  • Price: Monthly rates start at around $53.
  • Service Fee: They charge approximately $75 per claim.

Why We Picked 2-10 Home Buyers Warranty

We chose 2-10 Home Buyers Warranty for its focus on protecting core home systems. Their plans are well suited for both new and older homes. They provide clear guidelines on what is covered. This is important for South Carolina homes facing coastal weather and storms. Their pricing is reasonable. They help reduce large repair bills. 

Their claims process is straightforward. They work with reputable service professionals. Their plan details are transparent and comprehensive.
Moreover, 2-10 Home Buyers Warranty offers flexible options. Their plans can be tailored to your home’s needs. 

They emphasize customer support and clear communication. Their competitive pricing and detailed coverage provide extra security. Homeowners can rest assured that their homes are protected from unexpected breakdowns. This strong focus on essential coverage makes them a trusted provider.

Is A Home Warranty It Right for You?

A home warranty can be a smart decision. Many homeowners face unexpected repairs. South Carolina has hot summers and sudden storms. These conditions strain home systems. 

A warranty can protect you against high repair costs. It offers predictable monthly or annual fees. The plan covers repairs for systems and appliances. It transforms sudden expenses into manageable payments. The right warranty plan provides financial stability and peace of mind.

Understanding Home Warranty Coverage

A home warranty covers repair or replacement of key systems. It includes HVAC, plumbing, electrical, and more. South Carolina homes often deal with high humidity. This causes extra wear on systems. 

Storms may damage roofs and windows. Coverage plans list what is included. They also list exclusions. Reading the fine print is essential. Compare plans carefully. Understand every detail. Knowing the limits of your coverage helps avoid surprises. A detailed comparison of policies is a wise step.

Assessing Your Home’s Condition and Local Risks

Examine your home’s age and maintenance record. Older systems may require more repairs. South Carolina’s climate can worsen wear and tear. Coastal homes face extra challenges from salt air. Storms can lead to sudden breakdowns. Look at the history of repairs in your area. 

Consider how much you spend on maintenance. Evaluate whether a warranty can save money. The premium cost should be compared with potential repair bills. Use local data to make your decision. A careful risk assessment can guide your choice.

Making an Informed Decision

Gather all available information before choosing a warranty. Read reviews from local homeowners. Ask about claim turnaround times. Compare premium costs with repair expenses. Speak with providers directly. Ask questions about coverage details. Get clear answers in writing. 

Understand the process from claim to repair. Short sentences help break down complex ideas. An informed decision reduces financial risk. A home warranty can provide security and convenience. The proper plan will save you stress during emergencies.

Is A Home Warranty Worth the Cost In South Carolina?

Determining whether a home warranty is worth the cost requires a detailed evaluation. Homeowners must balance benefits against expenses. South Carolina properties often face unexpected repair needs. 

The premium may seem like an extra cost. Yet, repairs can be expensive and unpredictable. A warranty offers fixed fees and budget control. It can save you money over time. Careful analysis is important.

Analyzing the Financial Impact of Repairs

Repair costs can be very high. Storm damage can lead to significant expenses. Replacing key systems is costly. A warranty converts these sudden costs into predictable fees. Detailed cost comparisons show potential savings. Many homeowners have experienced relief with a warranty plan. The numbers often favor protection over unexpected repairs. The analysis is clear and based on real data.

Comparing Warranty Premiums with Repair Costs

Warranty premiums are fixed. They are usually lower than major repair bills. South Carolina homes may incur repeated repair costs. Without a warranty, these expenses add up. The premium offers a predictable cost. 

Compare the annual fee with typical repair bills. This financial comparison highlights long-term benefits. Many find the premium to be a wise investment. The analysis supports the value of a warranty plan.

Long-Term Value and Peace of Mind

A warranty provides ongoing security. It ensures repairs are handled quickly. Homeowners enjoy fewer surprises when repairs are needed. The long-term benefits include reduced financial stress. Predictable costs help with budgeting. 

Peace of mind is a major advantage. Reliable service and fast claims processing add to the value. Long-term planning shows that savings accumulate over time. A warranty can be seen as insurance against large expenses. This security and stability are invaluable.

#1 RATED COMPANY

$150 Off + First Month Free

Don't let broken appliance break the bank

Who Oversees Home Warranty Companies in South Carolina?

Understanding oversight is crucial for peace of mind. Home warranty companies are regulated by state authorities. South Carolina maintains strict standards. These regulations protect homeowners. Oversight ensures fair practices and clear policies. Homeowners can trust that companies follow the law.

Regulatory Agencies and Licensing in South Carolina

State agencies license all warranty providers. They conduct regular inspections. Companies must meet strict criteria. Licensing ensures that only qualified providers operate. The process includes audits and routine reviews. These measures ensure high service standards. Homeowners are protected by these rigorous checks. Regulatory agencies monitor all aspects of service.

Consumer Protection and Legal Framework

Strong consumer laws protect warranty buyers. Contracts must include clear terms. Homeowners have legal rights in disputes. The law requires full disclosure of all fees. Detailed documentation is mandatory. Past cases show that consumer rights are enforced. Homeowners can seek legal recourse if needed. This framework builds trust in the industry.

Industry Associations and Self-Regulation

Industry associations also play an important role. They promote best practices among providers. Self-regulation adds another layer of accountability. Companies voluntarily adhere to higher standards. These associations offer training and regular reviews. They help improve service quality. Their efforts benefit homeowners through better practices.

Transparency and Accountability Measures

Transparency is essential for consumer confidence. Companies must publish detailed coverage and fee structures. Independent audits are common. Regular reports are available to the public. This openness ensures that hidden fees are minimized. Homeowners can review all policies before signing up. Accountability measures force companies to maintain high standards. This structure protects your investment.

Conclusion: Why a Home Warranty is Essential for South Carolina Homeowners

A home warranty is vital for many reasons. South Carolina homes face unique challenges. Hot, humid weather and sudden storms can damage systems. Repair costs are often unexpected and high. A warranty offers financial predictability. It ensures that repairs are handled quickly. 

Homeowners can rely on professional service when needed. The protection covers both systems and appliances. This reduces stress during emergencies. Investing in a home warranty is a smart way to protect your most valuable asset. Choose a plan that fits your needs and provides peace of mind.