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A home warranty plan will help you be prepared for unexpected breakdowns. Compare the top providers below to find the right coverage for your home.
$200 OFF and 1 Month Free. 30-Day Free-Trial.
Premium $59.99 - $69.99
Deductible $70.00 - $130.00
Total Coverage Benefits $25,000 Contractual Limit
Elite Home Warranty distinguishes itself through a rare combination of flexibility, service speed, and high-value protection. Homeowners can customize plans to cover only what they need, without paying for unnecessary extras. With one of the fastest claims turnaround times in the industry and consistent customer satisfaction ratings, Elite is a trusted provider for those seeking hassle free, transparent coverage that truly delivers.
Pros :
Available in 48 States. Coverage is not currently available in California and Wisconsin.
$300 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $64.99
Deductible $60.00 - $100.00
Total Coverage Benefits $15,000 Contractual Limit
Regency Total Warranty offers comprehensive protection for major systems, without the fine print headaches. Homeowners benefit from unlimited service requests, which is especially useful in older homes or for families with frequent repair needs. Their straightforward service terms make it easy to understand what’s covered and what’s not, offering peace of mind and reliable service with every claim.
Pros :
Available in 50 States.
$150 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $64.99
Deductible $60.00 - $125.00
Total Coverage Benefits $11,000 Contractual Limit
Select Home Warranty offers homeowners reliable protection at a competitive price point. Their inclusion of roof leak coverage at no extra charge adds significant value, especially for budget conscious consumers. With nationwide availability and round the clock support, Select ensures homeowners get help when they need it most, making it a smart choice for basic, dependable coverage.
Pros :
Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.
$250 OFF and 1 Month Free + Free Roof Coverage
Premium $69.99 - $79.99
Deductible $60.00 - $85.00
Total Coverage Benefits $25,000 Contractual Limit
Mike Holmes Protection carries the reputation of one of the most respected figures in home construction. The plans reflect his commitment to quality and safety, ensuring all repairs are completed by licensed, vetted professionals. Homeowners looking for accountability, contractor grade repairs, and long-term home integrity will appreciate the brand’s rigorous standards and service approach.
Pros :
Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.
$200 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $69.99
Deductible $85.00 - $150.00
Total Coverage Benefits $15,000 Contractual Limit
Liberty Home Guard is perfect for homeowners who want control over their protection. With extensive optional coverages, from sump pumps to electronics, customers can build plans that fit their exact needs. Paired with fast service and high approval rates, Liberty offers one of the most customizable and dependable policies in the industry.
Pros :
Available in 50 States.
$250 OFF and Free Roof Coverage
Premium $54.99 - $69.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
America’s First Choice Home Club gives homeowners more control, offering the rare ability to hire their own technician for repairs. Their repair guarantee, lasting up to three years, is unmatched in the industry. With solid protection for aging appliances and systems, AFC Home Club is ideal for homeowners who value service flexibility, extended reliability, and contractor choice.
Pros :
Available in 50 States.
$100 OFF and Free Roof Coverage
Premium $54.99 - $89.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
American Home Shield is a legacy provider with over 50 years of experience. It’s one of the few companies that covers undetected pre existing conditions and wear and tear breakdowns, which are often excluded elsewhere. Their wide contractor base and plan flexibility make AHS a strong choice for homeowners who want comprehensive protection with minimal restrictions.
Pros :
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.
$100 OFF and 2 Months Free
Premium $54.99 - $64.99
Deductible $100.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
American Residential Warranty offers flexibility without sacrificing coverage. Their no contract plans and optional bundles, like smart home or electronics protection, are ideal for tech savvy homeowners. With domestic customer support and easy plan management, they provide modern solutions for homeowners seeking simplicity and versatility.
Pros :
Available in 50 States.
Flexible Payment Options
Premium $54.99 - $64.99
Deductible $85.00
Total Coverage Benefits $10,000 Contractual Limit
First American is a longtime favorite among homebuyers and real estate professionals. Their appliance repair and replacement process is efficient and customer friendly. With competitive pricing and strong industry partnerships, they’re well suited for new homeowners or anyone needing straightforward, no fuss protection.
Pros :
Available in 35 States. Coverage is not currently available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont and Wisconsin.
Free Water Sensor and 2 Months Free
Premium $54.99 - $64.99
Deductible $75.00 - $150.00
Total Coverage Benefits $10,000 Contractual Limit
Cinch Home Services brings reliability and ease to home protection. Their extended workmanship guarantee covers repairs for up to six months, while digital tools streamline every step of the process, from submitting a claim to tracking technician visits. It’s a perfect choice for busy homeowners who prioritize efficiency and long term coverage quality.
Pros :
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.
Facing a broken down appliance or malfunctioning system can be stressful and expensive. While not mandatory, a home warranty offers a safety net. It can shield you from unexpected repair costs for covered items, saving you thousands.
With a home warranty, you can rest easy knowing these unexpected expenses will be covered, saving you from hefty repair bills. You can simply request service for covered items via phone or online. This streamlined process ensures quick resolutions to any issues that may arise. Hence, peace of mind!
A home warranty typically covers the repair or replacement cost of major systems and appliances that break down due to normal wear and tear. These include refrigerators, ovens, dishwashers, washers, dryers, and essential systems like HVAC, plumbing, and electrical.
Most home warranty companies offer optional coverage for pool equipment, well pumps, and roof leaks. However, each home warranty plan differs from the rest in some aspects, so carefully read the terms and conditions to understand your specific coverage.
When a covered item breaks down, you simply contact your home warranty company, and they will send a service provider to assess and repair or replace the item. You'll pay a service call fee, and the warranty covers the rest of the repair or replacement costs. It's a convenient and cost-effective way to handle unexpected home repairs.
When selecting a home warranty company, consider the following factors:
Coverage Options: Look for a company that offers comprehensive coverage for a wide range of systems and appliances in your home.
Service Quality: Read customer reviews and ratings to gauge the service level offered by the company. A reputable provider should have positive feedback from satisfied customers.
Cost: Compare pricing plans and choose a company that aligns with your budget while offering competitive coverage.
Contract Terms: Review the terms and conditions of the home warranty contract to understand what is covered, excluded, and any limitations on coverage.
Our top 3 picks