Choice Home Warranty
Regency Total Home Warranty
Mike Holmes Protection
Top Home Warranty Providers in Oklahoma
Below are the top 10 providers serving Oklahoma. Each entry includes details on coverage, pricing, service fees, and why the provider was chosen.
Choice Home Warranty
- Comprehensive Coverage
- Affordable & Transparent Plans
- 24/7 Customer Support
$50 off + 1 Month Free
Premium $46 - $55
Deductible $75- $125
Total Coverage Benefits
Why We Chose Choice Home Warranty?
We chose Choice Home Warranty because it delivers unbeatable coverage, aggressively competitive pricing, and lightning-fast 24/7 support—backed by a nationwide network of trusted technicians ensuring homeowners never face breakdowns alone.
Pros :
- Comprehensive Coverage
- Affordable & Transparent Plans
- 24/7 Customer Support
Where Services Are Available?
Available in 49 States. Coverage is not currently available in Washington.
Regency Total Home Warranty
- Comprehensive Coverage.
- Unlimited Service Calls.
- Clear, Simple Terms.
$300 OFF and 2 Months Free + Free Roof Coverage
(844) 240-8369
Premium $54.99 - $64.99
Deductible $60.00 - $100.00
Total Coverage Benefits $15,000 Contractual Limit
Why We Chose Regency Total Home Warranty?
Regency Total Warranty offers comprehensive protection for major systems, without the fine print headaches. Homeowners benefit from unlimited service requests, which is especially useful in older homes or for families with frequent repair needs. Their straightforward service terms make it easy to understand what’s covered and what’s not, offering peace of mind and reliable service with every claim.
Pros :
- Comprehensive Coverage.
- Unlimited Service Calls.
- Clear, Simple Terms.
Where Services Are Available?
Available in 50 States.
Mike Holmes Protection
- Holmes Endorsed Standards.
- Certified Service Providers.
- Quality Focused Coverage Plans.
$250 OFF and 1 Month Free + Free Roof Coverage
866-408-9898
Premium $69.99 - $79.99
Deductible $60.00 - $85.00
Total Coverage Benefits $25,000 Contractual Limit
Why We Chose Mike Holmes Protection?
Mike Holmes Protection carries the reputation of one of the most respected figures in home construction. The plans reflect his commitment to quality and safety, ensuring all repairs are completed by licensed, vetted professionals. Homeowners looking for accountability, contractor grade repairs, and long-term home integrity will appreciate the brand’s rigorous standards and service approach.
Pros :
- Holmes Endorsed Standards.
- Certified Service Providers.
- Quality Focused Coverage Plans.
Where Services Are Available?
Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.
Liberty Home Guard
- 40+ Add On Options.
- Fast Claims Response.
- Covers Premium Items.
- User Friendly Portal.
$200 OFF and 2 Months Free + Free Roof Coverage
855-681-9724
Premium $54.99 - $69.99
Deductible $85.00 - $150.00
Total Coverage Benefits $15,000 Contractual Limit
Why We Chose Liberty Home Guard?
Liberty Home Guard is perfect for homeowners who want control over their protection. With extensive optional coverages, from sump pumps to electronics, customers can build plans that fit their exact needs. Paired with fast service and high approval rates, Liberty offers one of the most customizable and dependable policies in the industry.
Pros :
- 40+ Add On Options.
- Fast Claims Response.
- Covers Premium Items.
- User Friendly Portal.
Where Services Are Available?
Available in 50 States.
America’s First Choice
- 3 Year Repair Guarantee.
- Choose Your Technician.
- Covers Older Items.
$250 OFF and Free Roof Coverage
866-203-8901
Premium $54.99 - $69.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose America’s First Choice?
America’s First Choice Home Club gives homeowners more control, offering the rare ability to hire their own technician for repairs. Their repair guarantee, lasting up to three years, is unmatched in the industry. With solid protection for aging appliances and systems, AFC Home Club is ideal for homeowners who value service flexibility, extended reliability, and contractor choice.
Pros :
- 3 Year Repair Guarantee.
- Choose Your Technician.
- Covers Older Items.
Where Services Are Available?
Available in 50 States.
American Home Shield (AHS)
- Pre Existing Coverage.
- Customizable Plans.
- Large Contractor Network.
$100 OFF and Free Roof Coverage
Premium $54.99 - $89.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose American Home Shield (AHS)?
American Home Shield is a legacy provider with over 50 years of experience. It’s one of the few companies that covers undetected pre existing conditions and wear and tear breakdowns, which are often excluded elsewhere. Their wide contractor base and plan flexibility make AHS a strong choice for homeowners who want comprehensive protection with minimal restrictions.
Pros :
- Pre Existing Coverage.
- Customizable Plans.
- Large Contractor Network.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.
Select Home Warranty
- Affordable Plans.
- Free Roof Coverage.
- 24/7 Claims Support.
$150 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $64.99
Deductible $60.00 - $125.00
Total Coverage Benefits $11,000 Contractual Limit
Why We Chose Select Home Warranty?
Select Home Warranty offers homeowners reliable protection at a competitive price point. Their inclusion of roof leak coverage at no extra charge adds significant value, especially for budget conscious consumers. With nationwide availability and round the clock support, Select ensures homeowners get help when they need it most, making it a smart choice for basic, dependable coverage.
Pros :
- Affordable Plans.
- Free Roof Coverage.
- 24/7 Claims Support.
Where Services Are Available?
Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.
First American Home Warranty
- Fast Appliance Repairs.
- Easy Claims Process.
- Realtor Recommended.
Flexible Payment Options
Premium $54.99 - $64.99
Deductible $85.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose First American Home Warranty?
First American is a longtime favorite among homebuyers and real estate professionals. Their appliance repair and replacement process is efficient and customer friendly. With competitive pricing and strong industry partnerships, they’re well suited for new homeowners or anyone needing straightforward, no fuss protection.
Pros :
- Fast Appliance Repairs.
- Easy Claims Process.
- Realtor Recommended.
Where Services Are Available?
Available in 35 States. Coverage is not currently available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont and Wisconsin.
ARW Home – American Residential Warranty
- Month to Month Plans.
- Smart Tech Add Ons.
- U.S. Based Support.
$100 OFF and 2 Months Free
Premium $54.99 - $64.99
Deductible $100.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose ARW Home – American Residential Warranty?
American Residential Warranty offers flexibility without sacrificing coverage. Their no contract plans and optional bundles, like smart home or electronics protection, are ideal for tech savvy homeowners. With domestic customer support and easy plan management, they provide modern solutions for homeowners seeking simplicity and versatility.
Pros :
- Month to Month Plans.
- Smart Tech Add Ons.
- U.S. Based Support.
Where Services Are Available?
Available in 50 States.
Cinch Home Services
- 180 Day Repair Guarantee.
- Appliance Credit Perks.
- Digital Claim Tools.
Free Water Sensor and 2 Months Free
Premium $54.99 - $64.99
Deductible $75.00 - $150.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose Cinch Home Services?
Cinch Home Services brings reliability and ease to home protection. Their extended workmanship guarantee covers repairs for up to six months, while digital tools streamline every step of the process, from submitting a claim to tracking technician visits. It’s a perfect choice for busy homeowners who prioritize efficiency and long term coverage quality.
Pros :
- 180 Day Repair Guarantee.
- Appliance Credit Perks.
- Digital Claim Tools.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.
Is A Home Warranty Right for You?
Determining whether a home warranty is right for you involves careful consideration. Oklahoma homeowners face unique challenges. Sudden storms and temperature swings put extra stress on home systems. A home warranty can help manage unexpected repair costs. It offers financial predictability. This section guides you through the key considerations in making your decision.
Understanding Home Warranty Coverage
A home warranty covers the repair or replacement of major systems, including HVAC, plumbing, electrical, and kitchen appliances. It is designed for systems that suffer from normal wear and tear.
In Oklahoma, severe weather can accelerate system failures. A warranty plan minimizes the financial burden of costly repairs. It provides a clear outline of what is covered and what is excluded. Understanding these details is crucial. Homeowners can compare different plans to see which one fits best. Precise coverage details help in selecting the right provider.
Evaluating Your Home’s Needs and Risks
Assess the age and condition of your home systems. Look at repair histories. In Oklahoma, weather events can cause rapid deterioration, and systems may fail unexpectedly. Evaluate the likelihood of costly repairs.
A warranty plan can be a financial safeguard. Consider factors such as the age of your HVAC, plumbing, and electrical systems. Analyze past repair bills. This assessment helps determine if the cost of a warranty is justified. A thorough evaluation provides clarity. It ensures that you select a plan that matches your needs.
Making an Informed Decision
Gather detailed information about providers. Compare the pricing, coverage, and service fees. Look at customer reviews and testimonials. Ensure you understand any additional costs.
Evaluate the benefits against the annual premium. An informed decision minimizes the risk of financial surprises. The decision process involves careful research and thoughtful consideration. With the correct information, you can choose a plan that fits your budget and offers reliable protection.
Is A Home Warranty Worth the Cost In Oklahoma?
Determining the value of a home warranty in Oklahoma involves a careful financial analysis. Repair costs in this state can be high, and severe weather can lead to unexpected and expensive repairs. A warranty plan functions like an insurance policy. It provides a fixed annual cost and minimizes large repair bills. This section analyzes the cost-benefit aspect in detail.
Analyzing the Financial Impact of Repairs
Home repairs can be expensive. Replacing a broken HVAC unit can cost hundreds or thousands of dollars, and other systems like plumbing or electrical may incur similar expenses.
A home warranty reduces the risk of facing such high bills. The fixed annual premium is often lower than the cumulative cost of individual repairs. Understanding this financial impact is key. It allows homeowners to see the value of consistent coverage. The plan helps stabilize repair costs over time.
Comparing Premiums and Out-of-Pocket Costs
Examine the annual premium versus the potential repair costs. Warranty plans in Oklahoma typically range from $330 to $360 per year. Compare this with the high out-of-pocket expenses you might face without a warranty.
The service fee is usually modest in comparison to individual repair bills. This clear cost structure helps you budget effectively. Over time, the savings can be significant. Detailed comparisons between providers further clarify the value proposition. It becomes easier to see the long-term benefits.
Long-Term Value and Peace of Mind
A home warranty offers more than immediate savings. It provides long-term security during emergencies. Knowing that repairs are covered reduces stress. Homeowners gain peace of mind from a predictable expense model.
Over time, this protection can enhance property value. The reliability and consistency of service add intangible value. A warranty plan ultimately protects your home investment. It offers both financial stability and emotional comfort.
Who Oversees Home Warranty Companies in Oklahoma?
Understanding who oversees home warranty companies in Oklahoma is essential. Oversight ensures fairness and transparency. It protects consumers from unfair practices. This section explains the regulatory framework that governs the industry.
Regulatory Agencies and Licensing
Oklahoma enforces strict licensing requirements. State agencies monitor all home warranty providers. Companies must meet high standards to operate. Regular audits are performed. Licensing ensures that providers deliver quality service. This framework protects homeowners and upholds industry standards.
Consumer Protection Laws and Their Impact
Oklahoma has robust consumer protection laws. These laws ensure that claims are handled fairly, homeowners are protected from hidden fees and unclear policies, and regulations mandate transparent pricing and service terms. Consumers can seek recourse if issues arise. This legal framework builds trust and confidence in warranty providers.
Industry Associations and Self-Regulation
Industry associations contribute to maintaining high service standards. They set best practices and guidelines for providers. Companies work together to ensure consistent service quality. These associations offer training and certification. Their role enhances the overall accountability within the industry.
Ensuring Transparency and Accountability
Transparency is key in regulating home warranty companies. Providers must disclose all policy details. Independent audits and regular reviews are mandatory. These measures ensure that homeowners are fully informed. Accountability is maintained through strict oversight. This regulatory structure protects your interests and builds consumer confidence.
Conclusion: Why a Home Warranty is Essential for Oklahoma Homeowners
A home warranty is a crucial investment in Oklahoma. The state faces severe weather and unpredictable repair costs. A comprehensive warranty plan offers financial protection and peace of mind. Homeowners benefit from clear pricing, transparent service fees, and reliable repair networks.
With a warranty, you protect your investment against the high costs of emergency repairs. The top providers deliver flexible, affordable plans for Oklahoma’s unique challenges. In an environment prone to sudden weather events, such protection is indispensable. A home warranty is not just an expense but a safeguard for your home and future.