Home Warranty in North Carolina: Comprehensive Guide for 2025
North Carolina offers a rich mix of coastal areas, rolling hills, and urban neighborhoods. Homeowners in this state face diverse challenges. Many need protection for aging systems and seasonal wear. This guide explains why a home warranty is a wise choice. It covers all you need to know about plans, costs, and service fees.
You will learn about the best home warranty companies in North Carolina. The content discusses coverage options and explains how warranties can save you money. The guide helps you choose a plan that suits your home and lifestyle.
Top Home Warranty Providers in North Carolina
Below are the top 10 home warranty providers serving North Carolina. Each listing includes key details about coverage, pricing, service fees, and why each provider was chosen.
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: This plan protects major systems and essential appliances. It covers heating, cooling, plumbing, electrical, and kitchen appliances. The coverage is robust. It is designed for North Carolina homes facing coastal humidity and inland seasonal changes.
- Price: Plans begin at approximately $45 per month. This cost offers excellent value.
- Service Fee: Around $75 is applied per repair visit.
Why We Picked Elite Home Warranty
We selected Elite Home Warranty because it offers comprehensive protection that meets many needs. The plan covers common breakdowns and unexpected failures.
It provides a quick response and professional service. The pricing is competitive, and the service fee remains affordable. The coverage is straightforward. This provider works hard to ensure that every repair is handled with care. The plan adapts well to North Carolina’s varying weather.
The promise of dependable support is key. Homeowners find comfort in this provider’s transparency and consistency of service. Every detail of the plan is designed to reduce worry and prevent high repair bills.
The company has a strong reputation for customer care. It supports its policyholders with easy-to-understand plans. The repair process is streamlined and efficient, giving you peace of mind when a system fails.
The plan’s flexibility means you can choose add-ons for extra protection. These benefits make Elite Home Warranty a standout choice. It delivers both affordability and reliability in every claim.
Home Warranty of America
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Premium-$275 - $695
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Deductible-$75 - $100
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Coverage Limit-$400
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
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Premium-$51.25 - $62.50
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Deductible-$65,$95,$125
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Coverage Limit-$800
Plans, Cost & Coverage
- Coverage: This plan offers extensive coverage with extra benefits like annual maintenance checks. It covers most home systems and appliances.
- Price: Monthly plans start at nearly $46.
- Service Fee: Expect a service fee of around $65 per claim.
Why We Picked The Home Service Club
The Home Service Club was selected for its proactive approach. The plan includes preventive measures that help avoid significant issues. It is designed for North Carolina homes that need regular upkeep. The provider emphasizes maintenance and repair, which allows for lower long-term costs. The plan is well-structured and easy to understand.
Customers value the annual check-ups and the overall convenience. The company focuses on minimizing downtime for home systems. Quick and professional service is a key benefit. The company’s customer-first attitude is evident. These factors build a strong case for its reliability and value.
Mike Holmes Protection
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Premium-$48-$88
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Deductible-$58-$85
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Coverage Limit-up to $25,000 per plan
Plans, Cost & Coverage
- Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
- Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
- Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.
Why We Picked Mike Holmes Protection
Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: This plan protects significant home systems and offers flexible options for additional appliances.
- Price: Pricing starts at around $47 per month.
- Service Fee: A service fee of approximately $75 is standard.
Why We Picked Regency Total Home Warranty
Regency Total Home Warranty was chosen for its adaptable plans. The provider offers options that fit various home types. The coverage is designed to be all-inclusive. Homeowners appreciate that the plan covers both essential systems and extra appliances. Its flexible add-ons are a bonus.
The plan meets the needs of both new and older homes. The company prides itself on transparency. It explains all terms clearly and ensures prompt service. The plan helps manage repair expenses effectively.
The balance of cost and coverage makes it appealing. The provider’s commitment to customer satisfaction is evident in every claim handled, making it a top option for North Carolina residents.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: American Home Shield offers extensive protection. It covers nearly all major systems and appliances.
- Price: Plans are available starting at about $44 per month.
- Service Fee: A standard fee of $80 is charged per repair visit.
Why We Picked American Home Shield (AHS)
American Home Shield (AHS) was chosen for its long history and solid reputation. The plan is built to handle unexpected breakdowns. It is designed for busy homeowners in North Carolina. The company offers a wide range of coverage options. The process for filing claims is efficient.
The plan delivers consistent results. Its comprehensive approach helps reduce repair costs over time. The provider communicates clearly and handles claims quickly. Homeowners find the pricing to be fair for the benefits received. The substantial service network adds extra reassurance. All these factors combine to make AHS a strong choice for protection.
America’s First Choice
Plans, Cost & Coverage
- Coverage: The plan covers essential systems and appliances. It protects against sudden breakdowns.
- Price: Plans start at roughly $42 per month.
- Service Fee: A standard fee of about $80 applies per visit.
Why We Picked America’s First Choice
America’s First Choice was selected for its strong and straightforward coverage. The plan suits homeowners with older systems. It provides protection when repairs become urgent. The service process is simple and reliable.
The plan is tailored to handle North Carolina’s unique challenges, such as seasonal temperature changes. This simplicity reassures policyholders. The provider emphasizes clear communication. Their pricing is competitive while still offering wide coverage. This balance is crucial for homeowners who want predictable expenses.
The company has built trust with consistent customer support. This reliability is essential when you need a quick fix. The plan is practical and well-suited for the local market.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: This plan protects key home systems and appliances. It also offers options for extended coverage.
- Price: Plans begin at roughly $41 per month.
- Service Fee: A typical service fee is around $75 per visit.
Why We Picked First American Home Warranty
First American Home Warranty was chosen for its straightforward plans. The coverage is simple and easy to understand. It is ideal for North Carolina homes with a mix of old and new systems. The plan is designed to help manage repair costs. The provider focuses on transparency and customer service.
Many customers have noted the ease of claim processing. The balance of cost and comprehensive protection makes it a wise option. The plan minimizes the financial risk of unexpected repairs. This straightforward and dependable approach earns high marks from policyholders.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: ARW Home Warranty covers significant systems and select appliances. The plan includes add-on options to suit individual needs.
- Price: Prices begin at around $43 per month.
- Service Fee: A typical service fee is about $70 per repair visit.
Why We Picked ARW Home – American Residential Warranty
We chose ARW Home Warranty because it offers customizable coverage. The plan is flexible enough to handle different home systems. It works well for North Carolina properties that experience diverse weather patterns. The precise policy details make it simple to understand.
Homeowners benefit from a plan that adapts to their needs. The provider has a reputation for fast service and fair pricing. Customers appreciate the balance between cost and thorough coverage.
The plan minimizes unexpected expenses and offers dependable repair services. The overall approach is modern and customer-friendly. These features combine to make ARW Home Warranty a reliable choice.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services provides inclusive protection. It covers significant systems and essential appliances.
- Price: Plans begin at nearly $42 per month.
- Service Fee: A fee of approximately $75 is applied per call.
Why We Picked Cinch Home Services
Cinch Home Services was selected for its no-nonsense coverage. The plan is designed with clarity in mind. It offers prompt repairs and transparent pricing. This is important for North Carolina homeowners. The provider has a strong network of service professionals. The plan minimizes delays and reduces repair costs.
The company emphasizes customer education. Homeowners are given all details in simple language. The plan is both affordable and effective. Its straightforward structure reassures users during emergencies. These factors make Cinch Home Services a trusted option in the local market.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: This plan focuses on protecting structural elements and key mechanical components. It offers customizable coverage options.
- Price: Monthly rates start around $39.
- Service Fee: The service fee is typically about $70 per repair.
Why We Picked 2-10 Home Buyers Warranty
We chose 2-10 Home Buyers Warranty for its specialized focus. The plan is ideal for homeowners who want protection for critical systems and is tailored to handle common repair issues. Its clear structure makes it easy to use, and homeowners benefit from transparent pricing and dependable service.
The plan provides solid protection at a competitive price. Its straightforward approach minimizes surprises. The provider’s commitment to customer care shines through each claim. This reliability is critical in North Carolina. The plan meets the needs of both new and established homes.