Home Warranty in New Jersey: Comprehensive Guide for 2025
New Jersey homeowners face unique challenges. Seasonal shifts are sharp. Winters bring cold and snow. Summers can be hot and humid. Older homes are common. Maintenance costs can rise quickly.
We explain why a warranty is essential. Our research highlights the best home warranty companies in New Jersey. You will find pricing, coverage details, and service fees related information for all the state’s top 10 performing home warranty companies.
Top Home Warranty Providers in New Jersey
Below are the top 10 home warranty providers in New Jersey. Each listing details the coverage, pricing, service fee, and why we selected the provider.
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: Elite Home Warranty protects significant home systems and appliances. It covers heating, plumbing, and electrical systems. The plan also includes kitchen and laundry appliances. Options to customize coverage are available. The coverage is designed for New Jersey’s older homes. It protects against sudden failures. The plan is comprehensive.
- Price: Plans begin at $45 per month. Upgrades and add-ons are available at an additional cost.
- Service Fee: The standard service fee is typically $75 per claim.
Why We Picked Elite Home Warranty
We chose this provider for its strong reputation. Its coverage suits New Jersey’s harsh winters and humid summers. It offers flexible plans that meet the needs of historic homes. Its plans are clear and affordable. We value the responsive customer service. The company has a track record of fast repairs and clear communication.
Its network of trusted professionals is extensive. This provider makes claims processing simple and efficient. Homeowners enjoy predictable pricing and fewer surprises. The focus on transparency and value sets this company apart. They explain every detail of their coverage.
The repair services are prompt. Their plans protect key systems and offer protection against costly repairs. For New Jersey residents, this peace of mind is priceless. This combination of affordability, comprehensive coverage, and excellent support makes them our top choice.
Home Warranty of America
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Premium-$275 - $695
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Deductible-$75 - $100
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Coverage Limit-$400
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
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Premium-$51.25 - $62.50
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Deductible-$65,$95,$125
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Coverage Limit-$800
Plans, Cost & Coverage
- Coverage: The Home Service Club covers a wide range of home systems. It includes preventive maintenance checks. The plan protects both appliances and systems. It is tailored for homes that face seasonal extremes. The coverage is comprehensive and flexible.
- Price: Monthly plans start at $55 per month.
- Service Fee: A low service fee of $65 is typical per service call.
Why We Picked The Home Service Club
We picked The Home Service Club because it offers proactive maintenance. Their plan goes beyond basic repairs and includes regular inspections, which is essential for New Jersey homes that deal with harsh winters. Their monthly rate of $55 is reasonable, and the service fee is kept low.
The provider is known for clear and straightforward policies. They offer timely responses to repair requests. Homeowners appreciate the preventive approach. The plan reduces the chance of sudden breakdowns.
Their customer support is friendly and helpful. They focus on minimizing disruptions, and the proactive maintenance approach adds extra value. This makes the plan an excellent choice for those seeking long-term protection.
Mike Holmes Protection
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Premium-$48-$88
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Deductible-$58-$85
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Coverage Limit-up to $25,000 per plan
Plans, Cost & Coverage
- Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
- Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
- Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.
Why We Picked Mike Holmes Protection
Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Regency Total Home Warranty covers significant systems and key appliances. The plan is built for older homes. It includes HVAC, plumbing, and electrical systems. Custom add-ons are available. The coverage meets the challenges of New Jersey’s seasonal weather.
- Price: Plans typically start at $52 per month.
- Service Fee: The fee per service call is around $85.
Why We Picked Regency Total Home Warranty
We picked this provider for its flexible and thorough coverage. Their plans are detailed, and the coverage protects against the cost of unexpected repairs. Their pricing is competitive.
New Jersey homeowners benefit from plans that account for heavy winter use. The provider is known for efficient claims processing. Their policies use simple, straightforward language. Service personnel are experienced and courteous. The plan helps manage maintenance costs effectively.
The transparent pricing model ensures homeowners know what to expect. The repair process is streamlined, and follow-up services enhance trust. This provider’s flexibility, reliability, and robust support make it an appealing choice.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: American Home Shield (AHS) covers most home systems and appliances. Its plans are known for extensive coverage, including heating, cooling, plumbing, and electrical systems. The coverage is designed for the varied needs of New Jersey homes.
- Price: Plans start at $50 per month with options to upgrade.
- Service Fee: The service fee is generally around $75 per claim.
Why We Picked American Home Shield (AHS)
We selected American Home Shield for its longstanding reputation. Their plans offer robust protection. They provide flexible options for every budget. The base price of $50 per month is attractive. Their service fee is competitive and fair. The company has an extensive network of repair professionals.
They provide prompt and reliable service. Homeowners receive clear guidance during the claims process. The plan suits the needs of a diverse range of New Jersey homes.
Their customer support is exceptional. They handle emergencies with speed. The detailed explanations in their policy leave little room for confusion. This reliability and comprehensive support make them a top provider in the region.
America’s First Choice
Plans, Cost & Coverage
- Coverage: America’s First Choice covers key systems and essential appliances. The plan is comprehensive and includes options for additional protection. It covers homes with new and aging systems and is well suited for New Jersey climates.
- Price: Pricing begins at $47 per month with room for upgrades.
- Service Fee: A standard fee of $70 is charged for each service visit.
Why We Picked America’s First Choice
We chose America’s First Choice for its dependable and affordable plans. The coverage is broad and easy to understand. They offer value with plans that start at a low monthly rate. Their service fee is competitive.
The provider maintains a high level of customer satisfaction. They process claims quickly, and their repair technicians are skilled and prompt. The coverage fits the needs of New Jersey’s varied weather. Homeowners appreciate the steady pricing and clear guidelines.
The service team is responsive and offers detailed explanations for every claim. The plan’s design helps homeowners avoid surprise costs. This balance of affordability and extensive coverage makes the provider a reliable option.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: First American Home Warranty protects critical home systems. The plan covers major systems and appliances and is ideal for older homes in New Jersey. It covers heating, cooling, and plumbing, and customization options are available.
- Price: Plans are offered from $49 per month.
- Service Fee: A service fee of around $78 is applied per service call.
Why We Picked First American Home Warranty
We chose First American Home Warranty for its clear-cut plans. Their coverage addresses the issues faced by many New Jersey homeowners. They keep the monthly cost competitive at $49. The service fee is reasonable.
Their repair network is extensive and efficient. The provider explains their terms in plain language. Homeowners are supported from start to finish. They ensure repairs are handled quickly. This reliability and affordability are critical in a challenging climate.
Their policies offer a balance of cost and comprehensive protection. They maintain excellent customer service. This reliability and focus on transparency justify our selection.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: ARW Home Warranty offers protection for appliances and systems. The plan covers most common repairs and allows for optional upgrades. It is suited for New Jersey’s fluctuating weather and includes heating, cooling, and plumbing systems.
- Price: Their plans start at $48 per month.
- Service Fee: The typical service fee is about $80 per repair.
Why We Picked ARW Home – American Residential Warranty
We selected ARW Home Warranty for its precise and reliable plans. The company focuses on affordability and coverage, and its plans are designed to meet diverse needs. The cost is moderate, around $48 per month.
Service fees are competitive. The company is noted for its efficient claims service. Repairs are managed quickly and effectively. The coverage details are explained in clear, simple language. Homeowners in New Jersey benefit from a plan that is easy to understand and manage.
Their proactive approach to customer service includes regular updates on repair status. The precise terms help homeowners feel secure. This cost, coverage, and service quality balance make ARW Home Warranty valuable.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services provides all-inclusive plans. Their coverage spans key home systems and appliances. The plan is adaptable to the needs of New Jersey homes. It includes options for additional protection. The coverage is both broad and detailed.
- Price: Plans start at $53 per month with flexible options.
- Service Fee: The service fee is set at about $70 per visit.
Why We Picked Cinch Home Services
We chose Cinch Home Services for its streamlined and straightforward approach. The provider offers a well-rounded plan. Their monthly rate of $53 is competitive. Service fees are kept low at $70 per call. The coverage includes essential systems like HVAC and plumbing.
Their customer service is friendly and efficient, and repairs are handled promptly. Homeowners appreciate the transparency in pricing, and the plan is designed to manage unexpected repair costs.
Their clear communication and proactive service add value. They provide detailed explanations for every plan component, and their overall approach minimizes stress during emergencies. This blend of affordability and robust service makes Cinch Home Services a top choice.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: 2-10 Home Buyers Warranty covers structural components and major systems. The plan is suitable for newer and older homes and includes appliance options. Coverage is designed to reduce unexpected repair costs. It meets the needs of New Jersey’s varied housing stock.
- Price: Plans begin at $46 per month.
- Service Fee: A service fee of about $82 is charged per repair.
Why We Picked 2-10 Home Buyers Warranty
We selected 2-10 Home Buyers Warranty for its focus on structural protection. Their plans offer robust coverage for key home components. The monthly cost is $46, and the service fee is competitive at around $82.
The policy terms are explained in simple, direct language. They provide reliable repair services. Homeowners are informed about every step of the process. The plan is ideal for protecting older and historic properties.
Their commitment to clear communication reassures homeowners, and they offer prompt responses to repair needs. This focus on reducing financial risks makes the plan very attractive. The overall value in terms of cost and coverage is impressive.