Home Warranty in Michigan: Comprehensive Guide for 2025
This guide lists the best home warranty options in Michigan for 2025. Michigan homeowners face harsh winters and unpredictable weather. Cold snaps, freeze-thaw cycles, and heavy snowfall can strain home systems.
Choosing a reliable plan is vital. In this guide, we review the best home warranty companies in Michigan. We discuss coverage details, pricing, and service fees. We aim to help you choose a plan that meets your needs. Every section is written in short, clear sentences and paragraphs for straightforward reading.
Top Home Warranty Providers in Michigan
Below is a list of the top 10 home warranty providers in Michigan. Each provider is evaluated on coverage, price, and service fees.
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: Elite Home Warranty offers extensive coverage for major home systems and appliances. Its plans protect heating, air conditioning, plumbing, and electrical systems and offer options for add-ons and extra protection. The coverage adapts to Michigan’s cold winters and sudden temperature shifts. This plan ensures that your heating system and water heater receive proper protection.
- Price: Plans start at $40 per month. Prices vary with coverage levels and options.
- Service Fee: A standard service fee of $75 is applied per service call.
Why We Picked Elite Home Warranty
We chose Elite Home Warranty because it delivers reliable protection in challenging weather. Its plans cover essential systems that are prone to failure in Michigan’s extreme winters.
They offer flexible add-ons that cater to unique home needs. Clear pricing and transparent terms make it easy for homeowners to understand their investments. Their network of qualified technicians ensures fast repairs when needed, and every claim is handled efficiently.
Their customer support is prompt and friendly. This builds trust and confidence in the service. The company also pays attention to seasonal issues. In Michigan, frozen pipes and heating breakdowns are standard. Elite Home Warranty addresses these risks with tailored coverage options.
Their competitive pricing and proactive maintenance tips help homeowners avoid hefty repair bills. The blend of affordability and comprehensive protection makes this provider a strong choice. Their dedication to customer satisfaction is evident in every aspect of their service.
Home Warranty of America
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Premium-$275 - $695
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Deductible-$75 - $100
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Coverage Limit-$400
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
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Premium-$51.25 - $62.50
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Deductible-$65,$95,$125
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Coverage Limit-$800
Plans, Cost & Coverage
- Coverage: The Home Service Club offers protection for systems and appliances. Their plans include preventive maintenance services and cover HVAC, plumbing, and electrical components, which is beneficial in Michigan’s fluctuating weather.
- Price: Plans begin at $37 per month.
- Service Fee: A low service fee of $70 is charged per service visit.
Why We Picked The Home Service Club
We selected The Home Service Club because it adds a preventive twist to home warranties. Its plan includes routine check-ups, which helps avoid hefty repair bills in Michigan’s extreme weather.
The coverage is comprehensive, the pricing is competitive, and the company offers maintenance advice. Their customer support is friendly and fast. Claims are processed with minimal hassle. Short sentences and clear terms make the plan easy to understand.
The proactive approach to maintenance is a big plus. This provider gives homeowners extra confidence. It is an excellent choice for those who value preventive care as much as repair services.
Mike Holmes Protection
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Premium-$48-$88
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Deductible-$58-$85
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Coverage Limit-up to $25,000 per plan
Plans, Cost & Coverage
- Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
- Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
- Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.
Why We Picked Mike Holmes Protection
Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Regency Total Home Warranty offers protection for significant home systems and appliances. They include options for add-on coverage. Their plans protect heating, cooling, plumbing, and electrical systems. The coverage is ideal for Michigan’s cold climate and variable seasons.
- Price: Plans start at $39 per month.
- Service Fee: A competitive service fee of $80 is applied per visit.
Why We Picked Regency Total Home Warranty
We chose Regency Total Home Warranty for its flexible and adaptable plans. Its coverage is detailed and suited for the diverse needs of Michigan homes. It protects essential systems that often suffer during severe winter weather.
The company’s transparent pricing and no hidden fees are appealing. They focus on reducing unexpected repair expenses. The company shows strong customer service. Their claims are processed quickly with clear instructions. Their technicians are trained to work in harsh weather.
The support they provide gives homeowners extra comfort during emergencies. Their balanced approach to affordability and comprehensive coverage makes them a solid option. Homeowners can count on Regency Total Home Warranty to meet their needs.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: American Home Shield (AHS) provides broad coverage for home systems and appliances. Its plans are designed for comprehensive protection and include options for customized coverage. The plan is well suited for Michigan’s rigorous winters.
- Price: Monthly plans start at $43.
- Service Fee: A standard service fee of $85 is charged for each service call.
Why We Picked American Home Shield (AHS)
We chose American Home Shield (AHS) because of its long history of dependable service. Its plans cover almost every aspect of home repair and provide robust protection against the risks posed by Michigan’s climate. Its pricing is fair for the protection offered, and the claims process is smooth and quick.
Their customer service is well-regarded. They respond promptly to emergencies. The company explains all terms in simple language. Michigan homeowners can trust AHS to manage repairs efficiently. The plan is designed to handle both routine and emergency issues. Their commitment to quality service makes them a strong contender.
America’s First Choice
Plans, Cost & Coverage
- Coverage: America’s First Choice provides comprehensive coverage. Their plans include HVAC, plumbing, electrical systems, and appliance protection. They offer customizable options. Their coverage is designed with Michigan’s cold weather challenges in mind.
- Price: Their plans start at $42 per month.
- Service Fee: The service fee is approximately $85 per service call.
Why We Picked America’s First Choice
We selected America’s First Choice because its plans are tailored for homes facing Michigan’s weather extremes. Its coverage options are flexible and detailed. The plans provide protection that helps prevent costly repairs during Michigan’s bitter winters. The pricing is competitive, and the service fee is reasonable.
Their claims process is efficient, and the company’s customer support is prompt and knowledgeable. Short, clear communication helps homeowners know what to expect during repairs.
They explain all terms in easy-to-understand language. The protection offered gives peace of mind. Michigan residents can rely on this provider to manage emergency repairs quickly. Their robust coverage and commitment to quality make them a standout option.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: First American Home Warranty covers critical home systems and appliances. Their plans include protection for heating, cooling, and plumbing systems. They offer add-on options as needed. Their coverage meets the demands of Michigan winters and summer humidity.
- Price: Plans start at $40 per month.
- Service Fee: A service fee of around $80 is applicable per claim.
Why We Picked First American Home Warranty
We selected First American Home Warranty because of its clear and straightforward plans, extensive coverage, and easy-to-understand focus on protecting homes from unexpected winter breakdowns. The pricing is competitive, and the service fee is reasonable. The claim process is quick and transparent.
The provider also offers detailed coverage information, which helps homeowners make informed decisions. Their customer support is efficient, and clear communication builds trust. First American Home Warranty is a practical choice for Michigan residents. It provides added protection during extreme weather events.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: ARW Home Warranty offers customizable plans that cover significant systems and select appliances. Their plans include protection for heating and plumbing systems, which is important for Michigan homes with severe winters.
- Price: Pricing starts at $41 per month.
- Service Fee: A modest service fee of $78 applies per claim.
Why We Picked ARW Home – American Residential Warranty
We picked ARW Home Warranty for its customizable and affordable plans. Their coverage can be adjusted to meet specific home needs. This is critical in Michigan, where homes face varying weather challenges.
The pricing is fair and competitive. Their repair services are reliable and prompt. The provider explains their terms in clear language. Their customer service is attentive. Each claim is handled with care and efficiency.
The provider gives extra attention to seasonal issues. ARW Home Warranty supports homeowners by offering additional maintenance tips. The balance of cost, coverage, and customer care makes this option very appealing for Michigan residents.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services offers complete protection for significant home systems. Their plans cover HVAC, plumbing, and electrical systems. They also include coverage for appliances. Their coverage is ideal for Michigan’s unpredictable seasons.
- Price: Plans begin at $41 per month.
- Service Fee: A service fee of $75 is applied per service call.
Why We Picked Cinch Home Services
We chose Cinch Home Services because they offer reliable and easy-to-understand plans. Their coverage is comprehensive and suits Michigan homes well. They provide prompt repairs. The pricing is fair, and the service fee is reasonable. Their claims process is efficient and transparent.
Cinch Home Services’ customer support is friendly. They respond quickly to repair requests. Each step is explained in short, clear sentences, which builds trust among homeowners. Cinch Home Services provides peace of mind. Their balanced approach to cost and coverage makes them a top choice for protecting your home.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: 2-10 Home Buyers Warranty protects structural and mechanical systems. Their plans include essential systems and appliances and offer customizable options. This is particularly useful for older Michigan homes that face freeze-thaw damage.
- Price: Plans start at $39 per month.
- Service Fee: A fair service fee of $80 is charged per call.
Why We Picked 2-10 Home Buyers Warranty
We picked 2-10 Home Buyers Warranty for its focus on protecting older homes. Their plans are tailored for houses that face routine wear and tear during harsh winters. They provide precise details on coverage. The pricing is affordable, and the service fee is competitive. Their network of service technicians is extensive.
The provider emphasizes honesty and efficiency. They guide homeowners through every step of the claims process. Short sentences and clear instructions help reduce confusion. Their approach to protecting home investments is practical. Michigan residents benefit from the extra care given to aging systems and appliances. The plan stands out for its reliability and straightforward coverage.