Best Home Warranty Companies in Illinois: Comprehensive Guide for 2025
A home warranty in Illinois is a practical choice for homeowners who want to safeguard their systems and appliances. In this comprehensive guide for 2025, we’ll explore the top 10 home warranty providers in Illinois, covering their pricing, coverage, and service fees. From harsh winters to aging homes, these plans are designed to meet the needs of Illinois residents.
Top Home Warranty Providers in Illinois
Here is the list of the best home warranty companies in Illinois:
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: Elite Home Warranty offers robust coverage for essential home systems and appliances. Plans are customizable, ensuring homeowners only pay for what they need. Popular options include HVAC systems, plumbing, electrical systems, and major appliances like refrigerators and washers.
- Price: Starting at $45 monthly, Elite Home Warranty provides flexible pricing plans to fit various budgets. They also offer discounts for annual subscriptions.
- Service Fee: The service fee ranges between $60 and $75, depending on the plan selected.
Why We Picked Elite Home Warranty
We selected Elite Home Warranty for its unparalleled flexibility and customer-focused approach. Their customizable plans and transparent pricing make them an excellent choice for Illinois homeowners seeking tailored coverage. Additionally, their commitment to addressing diverse needs and offering options that cater to various budgets positions them as a reliable and versatile provider in the home warranty market.
Their responsive customer service and emphasis on contract clarity set them apart from competitors. With Elite Home Warranty, homeowners can enjoy peace of mind knowing they’re backed by a company that prioritizes client satisfaction and delivers on its promises.
Home Warranty of America
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Premium-$275 - $695
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Deductible-$75 - $100
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Coverage Limit-$400
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
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Premium-$51.25 - $62.50
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Deductible-$65,$95,$125
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Coverage Limit-$800
Plans, Cost & Coverage
- Coverage: The Home Service Club’s plans cover over 20 systems and appliances, with optional add-ons for expanded protection.
- Price: Plans start at $50 monthly, with premium options for larger homes.
- Service Fee: A flexible service fee structure ranges from $65 to $125.
Why We Picked The Home Service Club
We selected The Home Service Club for its fast claim processing and extensive coverage. Their customizable plans cater to diverse homeowner needs, ensuring that all essential systems and appliances are well-protected.
Their commitment to customer satisfaction and innovative features, like immediate claim acceptance, also ensure homeowners experience minimal downtime during repairs. Their proactive approach and comprehensive coverage options solidify their reputation as a top-tier provider.
Mike Holmes Protection
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Premium-$48-$88
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Deductible-$58-$85
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Coverage Limit-up to $25,000 per plan
Plans, Cost & Coverage
- Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
- Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
- Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.
Why We Picked Mike Holmes Protection
Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Regency Total Home Warranty offers various plans that cover essential home systems and appliances. Optional add-ons include roof leak repairs and central vacuums.
- Price: Monthly pricing starts at $40, with competitive options for homeowners seeking value.
- Service Fee: A fee of $75 is charged for every claim.
Why We Picked Regency Total Home Warranty
Regency Total Home Warranty is noted for its comprehensive plans and high customer satisfaction rates. Their straightforward policies and reliable service make them a solid choice. Homeowners appreciate their precise terms and the ease of processing claims, ensuring a hassle-free experience.
Moreover, their competitive pricing and robust coverage options cater to various household needs. Regency has built a reputation as a dependable provider in Illinois by prioritizing customer satisfaction and maintaining transparency.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: AHS provides customizable plans that cover key systems and appliances such as HVAC, plumbing, and kitchen appliances. Add-ons include pool and spa coverage.
- Price: Plans start at $40 per month, with multiple tiers.
- Service Fee: Depending on their preferences, homeowners can choose a service fee of $75, $100, or $125.
Why We Picked American Home Shield (AHS)
AHS is a veteran in the industry, known for its reliability and broad coverage. Their flexible pricing options and extensive network of contractors are significant advantages. The company’s years of experience and proven track record give homeowners confidence in their services.
Furthermore, AHS’s ability to customize plans and offer tiered pricing ensures that customers only pay for the coverage they need. Their established presence and consistent service delivery make them a trusted name in the home warranty market.
America’s First Choice
Plans, Cost & Coverage
- Coverage: AFC Home Club offers four plans ranging from basic appliance coverage to comprehensive home system and appliance protection. Add-ons like pool and spa coverage are also available.
- Price: Plans start at $38 monthly, with discounts for multi-year subscriptions.
- Service Fee: Homeowners can choose fees ranging from $75 to $125, providing greater flexibility.
Why We Picked America’s First Choice
AFC Home Club excels with its extended contract periods and unique features, such as allowing customers to choose their service technicians. This level of control makes them a top contender. Their focus on empowering homeowners with choice and transparency helps them stand out in the crowded home warranty space.
Additionally, AFC’s commitment to offering long-term contracts and flexible service fee options ensures that customers can tailor their plans to suit their budgets and specific needs. AFC’s dedication to providing excellent customer support and value-added benefits secures its place as a leading provider.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: First American covers essential home systems and appliances, with optional add-ons for more specific needs like well pumps and HVAC tune-ups.
- Price: Plans start at $28 per month, making it an economical option for homeowners.
- Service Fee: A flat fee of $85 applies to all plans.
Why We Picked First American Home Warranty
First American’s affordable plans and straightforward policies make them a top choice for budget-conscious homeowners. Their focus on providing basic but essential coverage ensures that even those on a tight budget can benefit from their services.
Additionally, First American’s transparent pricing and reliable claims process enhance the overall customer experience. Their dedication to affordability and simplicity makes them a standout provider for Illinois residents.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: ARW provides extensive coverage for home systems and appliances, with additional electronics and plumbing protection plans.
- Price: Monthly plans start at $34.99, making them one of the most budget-friendly providers.
- Service Fee: A standard fee of $55 applies, offering significant value for low-cost plans.
Why We Picked ARW Home – American Residential Warranty
ARW’s affordability and optional coverage for electronics make it a standout choice for tech-savvy homeowners. Their emphasis on keeping costs low while providing quality service ensures that budget-conscious customers receive reliable protection.
In addition to their cost-effective plans, ARW’s range of add-ons, such as electronics protection, appeals to modern households focusing on technology. Their comprehensive offerings and customer-centric approach make them a reliable partner for Illinois homeowners.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services offers three plans: appliances, built-in systems, and a combination plan. These plans include preventive maintenance perks like air filter discounts.
- Price: Monthly pricing starts at $27.99, making it one of the most affordable providers on the list.
- Service Fee: Service fees range from $75 to $150, depending on the plan selected.
Why We Picked Cinch Home Services
Cinch Home Services stands out for its preventive maintenance benefits and competitive pricing. Their focus on proactive care sets them apart from competitors and ensures homeowners can avoid costly repairs through regular maintenance.
Additionally, Cinch’s affordable pricing and wide-ranging coverage make it a smart choice for Illinois homeowners seeking comprehensive protection at a reasonable cost. Its customer-first approach and attention to detail further enhance its appeal.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: This provider specializes in structural warranties and offers plans for systems and appliances. Optional coverage for roof leaks and septic systems is available.
- Price: Plans start at $33 per month, with additional options for expanded coverage.
- Service Fee: The service fee ranges between $75 and $100.
Why We Picked 2-10 Home Buyers Warranty
We chose 2-10 Home Buyers Warranty for its unique structural coverage and affordable appliance protection plans. Their expertise in structural warranties provides a distinct advantage for homeowners looking for specialized protection.
Moreover, their flexible pricing and wide range of coverage options ensure that homeowners receive comprehensive protection tailored to their specific needs. Their intense focus on structural integrity makes them a valuable partner for Illinois homeowners.