Best Home Warranty Companies in Idaho: Comprehensive Guide for 2025
For homeowners in Idaho, a home warranty is a wise investment that protects against the costs of unexpected repairs. In this 2025 guide, we’ve compiled Idaho’s top 10 home warranty providers, focusing on their coverage, pricing, and service fees. Whether you’re protecting a new home or an older property, this guide will help you make an informed decision.
Top Home Warranty Providers in Idaho
Here is the list of the best home warranty companies in Idaho:
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: Elite Home Warranty offers customizable plans that cover essential home systems and appliances, including HVAC systems, plumbing, electrical, kitchen appliances, and more. Customers can choose between standard and premium plans to ensure all their specific needs are met.
- Price: The monthly Elite Home Warranty costs range from $40 to $70, depending on the coverage level and any optional add-ons.
- Service Fee: The service fee typically starts at $75 per claim.
Why We Picked Elite Home Warranty
Elite Home Warranty stands out for its flexibility in coverage options and competitive pricing. The ability to tailor plans to meet unique homeowner requirements makes it a top choice for Idaho residents seeking comprehensive home protection.
Additionally, Elite Home Warranty’s excellent customer support and transparent service process provide homeowners with peace of mind. Their reputation for quick claim processing and reliable service providers further solidifies their position as a leading choice.
Home Warranty of America
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Premium-$275 - $695
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Deductible-$75 - $100
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Coverage Limit-$400
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
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Premium-$51.25 - $62.50
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Deductible-$65,$95,$125
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Coverage Limit-$800
Plans, Cost & Coverage
- Coverage: The Home Service Club offers two plan tiers: Standard and Comprehensive. These plans cover everything from basic appliances to essential home systems, such as plumbing, electrical, and HVAC.
- Price: Monthly premiums start at $45 for the Standard Plan and $60 for the Comprehensive Plan.
- Service Fee: Service fees range from $65 to $125, depending on the selected plan.
Why We Picked The Home Service Club
The Home Service Club excels with its broad coverage options and customizable service fees. Its standard and Comprehensive plans cater to diverse homeowner needs, making it a versatile choice.
In addition, their reputation for prompt service and transparent terms ensures homeowners’ peace of mind. Their strong industry presence and customer satisfaction ratings further enhance their appeal.
Mike Holmes Protection
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Premium-$48-$88
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Deductible-$58-$85
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Coverage Limit-up to $25,000 per plan
Plans, Cost & Coverage
- Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
- Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
- Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.
Why We Picked Mike Holmes Protection
Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Regency Total Home Warranty’s plans cover critical systems and appliances, including plumbing, electrical, heating, air conditioning, and kitchen appliances. Add-ons for pool and spa coverage are also available.
- Price: Plans start at $35 per month and can go up to $60 for comprehensive coverage.
- Service Fee: The fee is a flat $85 per service request.
Why We Picked Regency Total Home Warranty
Regency Total Home Warranty is an affordable option for Idaho homeowners seeking solid coverage at a reasonable cost. Its transparent pricing and straightforward plans make it appealing.
Additionally, Regency’s commitment to reliable service and flexibility with add-ons for specialized needs ensure that customers have access to comprehensive protection. Their customer-first approach makes them a strong contender.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: AHS provides three plan options: ShieldSilver, ShieldGold, and ShieldPlatinum. These plans cover a variety of systems and appliances, with the ShieldPlatinum plan offering the most comprehensive protection.
- Price: Depending on the plan, monthly costs range from $45 to $75.
- Service Fee: Homeowners can select a service fee between $75 and $125.
Why We Picked American Home Shield (AHS)
AHS is known for its extensive experience and customizable plans. Their robust coverage options, especially with the ShieldPlatinum plan, provide peace of mind to Idaho homeowners.
In addition, their flexibility in pricing and long-standing reputation as a trusted provider makes them a leading choice. AHS’s strong network of service providers ensures quality repairs and customer satisfaction.
America’s First Choice
Plans, Cost & Coverage
- Coverage: AFC Home Club offers four plan options: Silver, Systems, Gold, and Platinum. These plans cover a variety of systems and appliances, with the Platinum Plan providing the most extensive coverage.
- Price: Monthly premiums range from $40 to $65, depending on the plan selected and optional add-ons.
- Service Fee: AFC Home Club allows homeowners to choose their service fee, ranging from $75 to $125.
Why We Picked America’s First Choice
AFC Home Club’s standout feature is its ability to customize service fees and unique membership perks, such as discounts on home-related services. Their extensive plan options ensure that Idaho homeowners can find a plan that fits their needs.
Furthermore, their commitment to customer satisfaction and flexibility in coverage makes them a reliable choice. AFC’s focus on delivering value-added services enhances its appeal in the competitive home warranty market.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: First American Home Warranty offers two main plans: the Basic Plan and the Premier Plan. These cover major appliances, home systems, and additional items like central air conditioning.
- Price: Plans start at $36 per month and go up to $50 per month for the Premier Plan.
- Service Fee: The standard service fee is $85 per visit.
Why We Picked First American Home Warranty
First American’s affordable pricing and dependable coverage options make it popular among Idaho homeowners. Their straightforward plans particularly appeal to those seeking no-fuss protection for their homes.
In addition, First American Home Warranty’s long-standing reputation in the industry and commitment to customer satisfaction set them apart. Their prompt service and easy-to-navigate policies ensure a hassle-free experience.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: ARW Home Warranty offers robust coverage for appliances and home systems. Their Ultimate Plan provides comprehensive protection for HVAC, plumbing, electrical, and major appliances.
- Price: Monthly premiums range from $35 to $60, depending on the plan and any additional options.
- Service Fee: Service fees vary but typically fall within the $75 to $100 range.
Why We Picked ARW Home – American Residential Warranty
ARW Home Warranty’s extensive coverage options and strong customer service reputation make it a dependable choice. With customizable plans, Idaho homeowners can opt for protection that suits their needs without overpaying for unnecessary features.
Furthermore, ARW Home Warranty’s user-friendly claims process and additional perks, such as discounts on home-related services, add value to its plans. Its commitment to customer satisfaction makes it a top competitor in the market.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services offers three plan options: Appliances, Built-in Systems, and Complete Home. These plans cover everything from essential appliances to entire home systems.
- Price: Monthly premiums start at $35 for basic plans and go up to $60 for comprehensive coverage.
- Service Fee: Service fees are customizable and range from $75 to $150.
Why We Picked Cinch Home Services
Cinch Home Services provides flexible plans and a high level of customization, making it an excellent choice for Idaho homeowners seeking tailored coverage. Their ability to offer customizable service fees ensures affordability for all budgets.
Moreover, Cinch Home Services’ robust Complete Home plan and quick response times to claims make it a standout option. Their transparent pricing and high customer satisfaction scores add to their appeal.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: 2-10 Home Buyers Warranty specializes in coverage for new home buyers, offering plans that cover structural defects, appliances, and systems.
- Price: Premiums range from $35 to $55 monthly, depending on the chosen plan.
- Service Fee: The service fee is $100 per claim.
Why We Picked 2-10 Home Buyers Warranty
The company’s focus on new homeowners and its structural coverage options make it a unique and valuable choice for Idaho residents purchasing new homes. Their specialized plans cater to those who want long-term structural protection and peace of mind.
Additionally, 2-10 Home Buyers Warranty’s comprehensive appliance and system coverage protects homeowners from unexpected repairs. Their reliability and experience in handling claims make them a go-to choice for new home buyers.