Home Warranty in Florida: Comprehensive Guide for 2025
In this article, we explore why a home warranty in Florida is a wise investment for homeowners. We outline the best providers, coverage details, and expert advice on choosing the right plan for your needs. This elaborate review of best “Home Warranty companies in Florida,” will ensure you get all the essential information that you may require.
Top Home Warranty Providers in Florida
Below are the top 11 home warranty providers in Florida. Note that while the order of companies is randomized for variety, Elite Home Warranty always appears in the first position.
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: Elite Home Warranty offers comprehensive coverage plans that protect against the unexpected costs of home repairs and replacements. These plans cover major systems and appliances with flexible options tailored to Florida’s climate challenges.
- Price: Their plans start at competitive rates, and pricing is designed to fit various budgets while still providing robust coverage.
- Service Fee: A standard service fee applies per claim, ensuring you have affordable access to qualified service professionals.
Why We Picked Elite Home Warranty
We chose Elite Home Warranty for its exceptional reputation and customer-first approach, which ensures peace of mind for Florida homeowners. Their tailored coverage plans address common and unexpected issues, making them a reliable option in the competitive home warranty market. Their network of trusted service professionals and transparent pricing structure set them apart from competitors.
In addition, Elite Home Warranty’s commitment to continuous improvement and customer service excellence means that policyholders receive prompt, efficient support in times of need. Their comprehensive approach to home protection is critical in Florida, where weather-related incidents and aging home infrastructure often lead to unexpected repair costs. This blend of reliability, affordability, and customer care makes Elite Home Warranty our top pick in Florida.
Home Warranty of America
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Premium-$275 - $695
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Deductible-$75 - $100
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Coverage Limit-$400
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
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Premium-$51.25 - $62.50
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Deductible-$65,$95,$125
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Coverage Limit-$800
Plans, Cost & Coverage
- Coverage: The Home Service Club delivers extensive coverage with unique benefits, including annual check-ups and preventive maintenance plans.
- Price: Their competitive pricing offers several plan tiers to suit different homeowner needs.
- Service Fee: A low service fee structure ensures minimal out-of-pocket expenses during service calls.
Why We Picked The Home Service Club
We picked The Home Service Club for its innovative approach to home protection that goes beyond simple repairs. Its plans include preventive maintenance, which is especially appealing for Florida homeowners who face seasonal challenges and wear-and-tear issues. The club’s commitment to regular home assessments helps identify potential issues before they become costly emergencies.
In addition, The Home Service Club is praised for its customer-oriented service model and clear policy terms. This proactive approach, combined with competitive pricing and thorough coverage, positions them as a highly effective option for homeowners seeking to safeguard their investments. Their well-rounded service offering makes them a standout provider in the Florida market.
Mike Holmes Protection
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Premium-$48-$88
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Deductible-$58-$85
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Coverage Limit-up to $25,000 per plan
Plans, Cost & Coverage
- Pricing: $48 – $88 per month, with flexible plan options to fit different homeowner needs.
- Service Fees: Deductible ranges from $58 – $85 per service call, ensuring affordability and quality service.
- Coverage Limit: Offers protection up to $3,000 – $6,000 per covered item, providing substantial financial relief for repairs and replacements.
Why We Picked Mike Holmes Protection
Mike Holmes Protection stands out for its commitment to quality and homeowner convenience. With virtual assistance, round-the-clock support, and unlimited coverage for home systems, homeowners can rest assured they’ll receive quick and reliable service when needed. The brand’s strong reputation and network of trusted professionals ensure high-quality workmanship for every repair.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Regency Total Home Warranty covers major home systems and appliances, emphasizing flexibility and adaptability for diverse home types.
- Price: Pricing is structured to cater to various budgets while maintaining comprehensive protection.
- Service Fee: A competitive fee per repair visit ensures that costs remain manageable.
Why We Picked Regency Total Home Warranty
We selected Regency Total Home Warranty because it offers extensive coverage with flexible plans that adjust to the unique needs of Florida homeowners. Its packages provide essential protection for vital home systems, ensuring that unexpected repair expenses do not disrupt financial planning. The company’s focus on transparency and prompt service further solidifies its standing as a trustworthy provider.
Their commitment to offering detailed explanations of coverage options and providing superior customer support makes them a standout choice. Florida residents can be confident that Regency Total Home Warranty is prepared to support their home maintenance needs, whether they’re seasonal challenges or unforeseen breakdowns.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: American Home Shield (AHS) is known for its comprehensive coverage plans, which cover a wide range of home systems and appliances.
- Price: Their plans are competitively priced, with multiple levels of coverage to meet varied needs.
- Service Fee: AHS applies a standard service fee per claim, which is reasonable considering the extensive network of service professionals available.
Why We Picked American Home Shield (AHS)
We selected American Home Shield (AHS) because of its long-standing reputation for excellence and reliability in the home warranty industry. Its plans are designed to cover the unexpected, providing Florida homeowners with extensive protection against costly repairs. AHS’s flexibility in plan selection means that there’s an option available regardless of your home’s age or condition.
Furthermore, AHS is renowned for its responsive customer service and efficient claims process. These strengths are crucial in a state like Florida, where timely repairs can make all the difference after severe weather events. The company’s strong track record and commitment to continuous improvement make it a trusted partner for home protection.
America’s First Choice
Plans, Cost & Coverage
- Coverage: Offers comprehensive protection plans that cover a wide range of home systems and appliances, with options to upgrade coverage for added security.
- Price: Designed with affordability in mind, ensuring that Florida homeowners can easily access reliable protection.
- Service Fee: Reasonable fees per service call, making it cost-effective for routine and emergency repairs.
Why We Picked America’s First Choice
We picked America’s First Choice because of its robust coverage options and commitment to affordable service. Their plans provide solid protection for a variety of crucial home systems for Florida residents, ensuring that both expected and unexpected issues are well-managed. Their reputation for prompt service and quality repairs reinforces their standing in the market.
Additionally, America’s First Choice emphasizes customer support and clear communication, essential when handling claims in stressful situations. Having a dependable warranty provider offering financial relief and efficient repair services is invaluable for Florida homeowners. The company’s dedication to comprehensive coverage and exceptional service justifies its inclusion among the top providers.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: First American Home Warranty offers robust protection plans that cover essential home systems and appliances, with additional options for extended coverage.
- Price: Their plans are designed to be cost-effective while ensuring comprehensive protection.
- Service Fee: A nominal service fee is charged per service call, making it a practical choice for homeowners.
Why We Picked First American Home Warranty
We picked First American Home Warranty for its clear, straightforward coverage options and reliable service history. Their plans are mainly designed to address the needs of Florida homeowners, offering protection that is both comprehensive and financially accessible. The company’s dedication to transparency and customer care makes it a dependable choice in times of emergency.
Additionally, First American Home Warranty’s focus on quality repairs and efficient claims processing reassures homeowners that they are in safe hands. Their competitive pricing and flexible options allow residents to tailor their coverage based on specific needs, ensuring that their homes are protected no matter what issues arise.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: ARW Home Warranty offers comprehensive protection packages that cover significant systems and select appliances designed for customization.
- Price: Affordable pricing structures ensure homeowners receive value without compromising essential coverage.
- Service Fee: A minimal fee applies per claim, ensuring access to certified repair technicians.
Why We Picked ARW Home – American Residential Warranty
We chose ARW Home Warranty due to its commitment to combining affordability with comprehensive coverage. Their plans are particularly well-suited for Florida homeowners needing reliable protection against common repairs and unexpected failures. The ease of understanding their coverage terms and the reliability of their service network further contributed to our decision.
Moreover, ARW Home Warranty has consistently received positive feedback for its prompt and professional service. This focus on customer satisfaction and cost-effective protection makes it ideal for those seeking a balanced home warranty plan. Their dedication to providing timely repairs and precise policy details reinforces why we confidently recommend ARW Home Warranty for Florida homes.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Cinch Home Services provides all-inclusive plans that cover key home systems and appliances, with additional benefits for seasonal maintenance.
- Price: Their pricing is competitive, ensuring that homeowners receive maximum value for their investment in home protection.
- Service Fee: A reasonable service fee per visit keeps additional costs predictable and affordable.
Why We Picked Cinch Home Services
We picked Cinch Home Services for its straightforward approach and reliable coverage options. Their plans are designed to be comprehensive yet simple to understand, which is particularly important for Florida homeowners navigating complex repair needs after weather-related events. The company’s commitment to delivering prompt and professional service ensures that you’re never left waiting when issues arise.
In addition, Cinch Home Services focuses on transparency and customer education, ensuring that policyholders fully understand their coverage. This commitment to customer care and service quality makes them a highly recommended option in the competitive Florida market.
2-10 Home Buyers Warranty
Plans, Cost & Coverage
- Coverage: 2-10 Home Buyers Warranty provides plans that protect a home’s structural and mechanical components, with customizable options for additional appliances.
- Price: Their pricing is designed to be accessible while offering high protection for new and existing homes.
- Service Fee: A fair service fee per call ensures qualified technicians handle each repair.
Why We Picked 2-10 Home Buyers Warranty
We selected 2-10 Home Buyers Warranty because they specialize in protecting homes from unexpected repair costs while providing clear and concise policy details. Their plans are well-suited for Florida’s diverse housing market, offering peace of mind with extensive coverage that addresses common issues and rare emergencies. The company’s commitment to clear communication and dependable service makes it a solid choice for homeowners.
Moreover, the tailored approach of 2-10 Home Buyers Warranty ensures that policyholders receive the protection they need. Their reputation for honesty and efficient service delivery reinforces our confidence in recommending them to Florida residents looking for robust home protection.