Home Warranty In Arkansas: Comprehensive Guide for 2025
A home warranty in Arkansas is a valuable investment for homeowners looking to safeguard their systems and appliances from unexpected breakdowns. With the state’s diverse weather patterns, aging housing stock, and varying homeowner needs, a home warranty can provide financial security and peace of mind.
This guide explores Arkansas’s top home warranty providers, evaluates their offerings, and answers key questions to help you make an informed decision.
Top Home Warranty Providers In Arkansas
Arkansas homeowners can access several reputable home warranty companies, each offering unique coverage options. Below are the top providers for 2025:
Elite Home Warranty
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Premium-$44.99 - $59.99
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Deductible-$0 & $70
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Coverage Limit-$7,000
Plans, Cost & Coverage
- Coverage: Three plans—Elite Appliances, Elite Systems, and Elite Complete—offering protection for appliances, systems, or both.
- Price: $44.99 to $59.99 per month.
- Service Fee: $70 (customizable).
Why We Picked Elite Home Warranty
Elite offers immediate coverage with no waiting period, making it ideal for homeowners seeking instant protection. Their customizable plans and service fees provide flexibility, while their robust customer support ensures prompt assistance.
Additionally, Elite Home Warranty’s comprehensive options cater to standard and unique homeowner needs, such as coverage for pools or well pumps. Their focus on customer satisfaction, transparent terms, and fast claims processing make them a reliable and trustworthy choice.
Home Warranty of America
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Premium-$275 - $695
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Deductible-$75 - $100
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Coverage Limit-$400
Plans, Cost & Coverage
- Coverage: Offers two main plans—Premier and Premier Plus—covering essential home systems and appliances.
- Price: Monthly plans range from $44 to $60, depending on coverage level.
- Service Fee: Typically between $75 and $125 per service call.
Why We Picked Home Warranty of America
Home Warranty of America (HWA) stands out for its nationwide coverage and commitment to protecting homeowners against unexpected repair costs. Their plans cater to a wide range of needs, from basic appliance protection to comprehensive coverage, including HVAC systems and premium add-ons.
The Home Service Club
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Premium-$51.25 - $62.50
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Deductible-$65,$95,$125
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Coverage Limit-$800
Plans, Cost & Coverage
- Coverage: Standard and Comprehensive plans covering systems and appliances.
- Price: Competitive and tailored.
- Service Fee: Flexible options.
Why We Picked The Home Service Club
Known for its fast service and wide coverage, The Home Service Club simplifies home warranty management with an advanced claims platform.
Their plans cater to standard and unique needs, making them an excellent choice for homeowners seeking versatility. The company’s emphasis on innovation and customer satisfaction ensures a seamless experience.
Liberty Home Guard
Plans, Cost & Coverage
- Coverage: Three plans—Appliance Guard, Systems Guard, and Total Home Guard—covering various home components.
- Price: Plans start at $49.99 per month.
- Service Fee: Approximately $90.
Why We Picked Liberty Home Guard
Liberty Home Guard is recognized for its commitment to customer service and providing a hassle-free claims process. Their wide range of coverage options ensures that homeowners can protect essential systems and appliances effectively. Liberty’s strong reputation for reliability and quality repairs makes it an excellent choice for those looking for a provider with proven expertise.
Regency Total Home Warranty
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Premium-$39.99 - $58.90
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Deductible-N/A
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Coverage Limit-N/A
Plans, Cost & Coverage
- Coverage: Essential home systems and appliances.
- Price: $39.99 per month.
- Service Fee: Standard rates.
Why We Picked Regency Total Home Warranty
Regency’s straightforward pricing and reliable coverage make it ideal for budget-conscious homeowners. Their commitment to quick claims processing ensures minimal downtime.
Regency also stands out for its focus on customer satisfaction. It provides dedicated support to resolve issues efficiently. Its plans are designed to meet basic needs without unnecessary complexities, offering homeowners peace of mind.
American Home Shield (AHS)
Plans, Cost & Coverage
- Coverage: Three plans—ShieldSilver, ShieldGold, and ShieldPlatinum—covering systems, appliances, or both.
- Price: $49 to $109 per month.
- Service Fee: $75, $100, or $125.
Why We Picked American Home Shield (AHS)
AHS is a market leader known for its extensive coverage and flexible service fees. Their large contractor network ensures timely and high-quality repairs, while customizable plans cater to homeowner needs.
The company’s long-standing reputation in the industry is built on its commitment to innovation and reliability. Homeowners benefit from a wide range of add-ons and unique features, such as unlimited coverage caps for specific systems, making AHS a premium choice for comprehensive protection.
America’s First Choice
Plans, Cost & Coverage
- Coverage: Four plans—Systems, Silver, Gold, and Platinum—covering various systems and appliances.
- Price: $33 to $52 per month.
- Service Fee: $75 to $125.
Why We Picked America’s First Choice
AFC allows homeowners to choose their repair contractors, a unique feature that ensures trust and quality. Their long-term plans provide financial stability, making them a standout choice.
In addition, AFC offers extensive coverage options tailored to individual homeowner needs, ensuring a balance of affordability and value. Their emphasis on transparency and customer empowerment sets them apart from competitors.
First American Home Warranty
Plans, Cost & Coverage
- Coverage: Two plans—Basic and Premier—covering appliances and systems.
- Price: $47 to $87 per month.
- Service Fee: $75, $100, or $125.
Why We Picked First American Home Warranty
First American offers unlimited coverage on significant systems, ensuring comprehensive protection. Their fast claims resolution and customer focus make them a top choice.
Additionally, their plans are designed flexibly, catering to standard and extensive homeowner needs. First American’s dedication to reliability and customer satisfaction ensures homeowners’ peace of mind.
ARW Home – American Residential Warranty
Plans, Cost & Coverage
- Coverage: Appliances, systems, and optional add-ons.
- Price: $45.99 to $84.99 per month.
- Service Fee: $125.
Why We Picked ARW Home – American Residential Warranty
ARW offers extensive coverage options and high payout limits. Their customer-centric policies and transparent pricing provide excellent value.
ARW’s optional add-ons for electronics and advanced systems make it a versatile provider. Their commitment to quick and efficient claims processing ensures homeowners are not left waiting during critical repairs.
Cinch Home Services
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Premium-$27.99 ,$32.99,$39.99
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Deductible-$100, $125, $150
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Coverage Limit-$2,000
Plans, Cost & Coverage
- Coverage: Appliances, Built-in Systems, and Complete Home Plans.
- Price: $27.99 to $61.99 per month.
- Service Fee: $100, $125, or $150.
Why We Picked Cinch Home Services
Cinch excels with innovative features like a digital claims dashboard and a 180-day workmanship guarantee. Their flexible pricing caters to various homeowner needs.
Homeowners also benefit from Cinch’s transparent terms and robust customer support. Their focus on reliability and quality service makes them a strong competitor in the home warranty market.
America’s Preferred Home Warranty (APHW)
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Premium-$39.58- $62.08
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Deductible-$50, $75, $100, $125
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Coverage Limit-$1,000
Plans, Cost & Coverage
- Coverage: Systems, appliances, or both with customizable options.
- Price: $40 to $60 per month.
- Service Fee: $75 to $125.
Why We Picked America’s Preferred Home Warranty (APHW)
APHW stands out for its contractor choice option, which empowers homeowners to select trusted service providers. Their transparent plans and responsive support make them reliable partners.
Furthermore, APHW’s emphasis on flexibility and customer-focused solutions ensures homeowners can tailor coverage to their needs. Their proactive approach to service sets them apart in the industry.