Top Home Warranty Providers in West Virginia
Below are the top 10 home warranty providers in West Virginia. Although the order below is randomized for variety, Elite Home Warranty is always featured first.


Elite Home Warranty
- Award Winning Home Warranty Provider.
- Zero Commitment, Cancel Anytime.
- 24/7 U.S. Based Claims Support Team.
- Industry Top Tier Coverage Limits.
$200 OFF and 1 Month Free. 30-Day Free-Trial.



Premium $59.99 - $69.99
Deductible $70.00 - $130.00
Total Coverage Benefits $25,000 Contractual Limit
Why We Chose Elite Home Warranty?
Elite Home Warranty distinguishes itself through a rare combination of flexibility, service speed, and high-value protection. Homeowners can customize plans to cover only what they need, without paying for unnecessary extras. With one of the fastest claims turnaround times in the industry and consistent customer satisfaction ratings, Elite is a trusted provider for those seeking hassle free, transparent coverage that truly delivers.
Pros :
- Award Winning Home Warranty Provider.
- Zero Commitment, Cancel Anytime.
- 24/7 U.S. Based Claims Support Team.
- Industry Top Tier Coverage Limits.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in California and Wisconsin.


Regency Total Home Warranty
- Comprehensive Coverage.
- Unlimited Service Calls.
- Clear, Simple Terms.
$300 OFF and 2 Months Free + Free Roof Coverage



Premium $54.99 - $64.99
Deductible $60.00 - $100.00
Total Coverage Benefits $15,000 Contractual Limit
Why We Chose Regency Total Home Warranty?
Regency Total Warranty offers comprehensive protection for major systems, without the fine print headaches. Homeowners benefit from unlimited service requests, which is especially useful in older homes or for families with frequent repair needs. Their straightforward service terms make it easy to understand what’s covered and what’s not, offering peace of mind and reliable service with every claim.
Pros :
- Comprehensive Coverage.
- Unlimited Service Calls.
- Clear, Simple Terms.
Where Services Are Available?
Available in 50 States.


Select Home Warranty
- Affordable Plans.
- Free Roof Coverage.
- 24/7 Claims Support.
$150 OFF and 2 Months Free + Free Roof Coverage



Premium $54.99 - $64.99
Deductible $60.00 - $125.00
Total Coverage Benefits $11,000 Contractual Limit
Why We Chose Select Home Warranty?
Select Home Warranty offers homeowners reliable protection at a competitive price point. Their inclusion of roof leak coverage at no extra charge adds significant value, especially for budget conscious consumers. With nationwide availability and round the clock support, Select ensures homeowners get help when they need it most, making it a smart choice for basic, dependable coverage.
Pros :
- Affordable Plans.
- Free Roof Coverage.
- 24/7 Claims Support.
Where Services Are Available?
Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.


Mike Holmes Protection
- Holmes Endorsed Standards.
- Certified Service Providers.
- Quality Focused Coverage Plans.
$250 OFF and 1 Month Free + Free Roof Coverage



Premium $69.99 - $79.99
Deductible $60.00 - $85.00
Total Coverage Benefits $25,000 Contractual Limit
Why We Chose Mike Holmes Protection?
Mike Holmes Protection carries the reputation of one of the most respected figures in home construction. The plans reflect his commitment to quality and safety, ensuring all repairs are completed by licensed, vetted professionals. Homeowners looking for accountability, contractor grade repairs, and long-term home integrity will appreciate the brand’s rigorous standards and service approach.
Pros :
- Holmes Endorsed Standards.
- Certified Service Providers.
- Quality Focused Coverage Plans.
Where Services Are Available?
Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.

Liberty Home Guard
- 40+ Add On Options.
- Fast Claims Response.
- Covers Premium Items.
- User Friendly Portal.
$200 OFF and 2 Months Free + Free Roof Coverage



Premium $54.99 - $69.99
Deductible $85.00 - $150.00
Total Coverage Benefits $15,000 Contractual Limit
Why We Chose Liberty Home Guard?
Liberty Home Guard is perfect for homeowners who want control over their protection. With extensive optional coverages, from sump pumps to electronics, customers can build plans that fit their exact needs. Paired with fast service and high approval rates, Liberty offers one of the most customizable and dependable policies in the industry.
Pros :
- 40+ Add On Options.
- Fast Claims Response.
- Covers Premium Items.
- User Friendly Portal.
Where Services Are Available?
Available in 50 States.

America’s First Choice
- 3 Year Repair Guarantee.
- Choose Your Technician.
- Covers Older Items.
$250 OFF and Free Roof Coverage



Premium $54.99 - $69.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose America’s First Choice?
America’s First Choice Home Club gives homeowners more control, offering the rare ability to hire their own technician for repairs. Their repair guarantee, lasting up to three years, is unmatched in the industry. With solid protection for aging appliances and systems, AFC Home Club is ideal for homeowners who value service flexibility, extended reliability, and contractor choice.
Pros :
- 3 Year Repair Guarantee.
- Choose Your Technician.
- Covers Older Items.
Where Services Are Available?
Available in 50 States.

American Home Shield (AHS)
- Pre Existing Coverage.
- Customizable Plans.
- Large Contractor Network.
$100 OFF and Free Roof Coverage
Premium $54.99 - $89.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose American Home Shield (AHS)?
American Home Shield is a legacy provider with over 50 years of experience. It’s one of the few companies that covers undetected pre existing conditions and wear and tear breakdowns, which are often excluded elsewhere. Their wide contractor base and plan flexibility make AHS a strong choice for homeowners who want comprehensive protection with minimal restrictions.
Pros :
- Pre Existing Coverage.
- Customizable Plans.
- Large Contractor Network.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

ARW Home – American Residential Warranty
- Month to Month Plans.
- Smart Tech Add Ons.
- U.S. Based Support.
$100 OFF and 2 Months Free
Premium $54.99 - $64.99
Deductible $100.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose ARW Home – American Residential Warranty?
American Residential Warranty offers flexibility without sacrificing coverage. Their no contract plans and optional bundles, like smart home or electronics protection, are ideal for tech savvy homeowners. With domestic customer support and easy plan management, they provide modern solutions for homeowners seeking simplicity and versatility.
Pros :
- Month to Month Plans.
- Smart Tech Add Ons.
- U.S. Based Support.
Where Services Are Available?
Available in 50 States.

First American Home Warranty
- Fast Appliance Repairs.
- Easy Claims Process.
- Realtor Recommended.
Flexible Payment Options
Premium $54.99 - $64.99
Deductible $85.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose First American Home Warranty?
First American is a longtime favorite among homebuyers and real estate professionals. Their appliance repair and replacement process is efficient and customer friendly. With competitive pricing and strong industry partnerships, they’re well suited for new homeowners or anyone needing straightforward, no fuss protection.
Pros :
- Fast Appliance Repairs.
- Easy Claims Process.
- Realtor Recommended.
Where Services Are Available?
Available in 35 States. Coverage is not currently available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont and Wisconsin.

Cinch Home Services
- 180 Day Repair Guarantee.
- Appliance Credit Perks.
- Digital Claim Tools.
Free Water Sensor and 2 Months Free
Premium $54.99 - $64.99
Deductible $75.00 - $150.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose Cinch Home Services?
Cinch Home Services brings reliability and ease to home protection. Their extended workmanship guarantee covers repairs for up to six months, while digital tools streamline every step of the process, from submitting a claim to tracking technician visits. It’s a perfect choice for busy homeowners who prioritize efficiency and long term coverage quality.
Pros :
- 180 Day Repair Guarantee.
- Appliance Credit Perks.
- Digital Claim Tools.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.
Elite Home Warranty Named 2025’s Best Home Warranty Company Nationwide
HomeWarrantyCompanies.com, a trusted resource for comparing top-rated home warranty providers, publishes its annual rankings based on consumer satisfaction, service quality, and expert evaluation. After reviewing more than 25 leading providers, Elite Home Warranty was recognized as the #1 Home Warranty Company Nationwide for 2025. This honor reflects Elite’s proven commitment to delivering reliable coverage, outstanding service, and a customer-first experience. When it comes to protecting your home, Elite continues to set the standard.
Why Thousands of Homeowners Choose Elite Home Warranty?
Elite Home Warranty is not just another option, it’s a smarter choice backed by real results. Here’s what sets Elite apart:
- Top Rated Customer Satisfaction: 4.9/5 stars across trusted platforms including BBB, Consumera, Google, and more.
- Affordable Pricing: Competitive rates without hidden fees, inflated premiums, or misleading terms.
- Fast Claims Processing: 90% of claims are reviewed and processed within 72 hours, with real time updates.
- Best in Class Coverage You Can Count On: Industry leading coverage benefits and high payout limits, built to actually work when you need them.
- Award Winning Support Team: U.S.-based customer service and claims concierge care available 7 days a week for fast, friendly assistance.
Is A Home Warranty Right for You?
When considering whether a home warranty is right for you, consider the specific needs of your West Virginia home and the challenges posed by our variable climate. Below are several key factors to help you decide if a home warranty fits your lifestyle and financial planning.
Understanding Home Warranty Coverage in West Virginia
A home warranty covers repairs or replacements for major systems and appliances that fail due to wear and tear. In West Virginia, where winter storms, heavy snow, and fluctuating temperatures can strain heating systems, plumbing, and electrical units, a comprehensive warranty can prevent unexpected repair costs.
For instance, the freeze-thaw cycles typical of mountainous regions can accelerate the deterioration of pipes and roofs. It’s essential to review your policy details to ensure that common issues—such as heating failures or water heater malfunctions—are included. Taking the time to understand what is covered and any exclusions or limits will help you determine if a warranty plan offers the financial protection you need.
Evaluating Your Home’s Needs in West Virginia
West Virginia homeowners often face the dual challenges of aging home infrastructure and extreme seasonal weather. Consider the age of your home’s systems, the local history of repair costs, and the frequency of extreme weather events in your area. In many rural parts of West Virginia, access to reliable repair services can be limited, making it even more important to have a pre-arranged repair plan.
Evaluate whether you have the funds for sudden emergencies or if spreading the risk via a warranty plan suits your long-term financial planning. In doing so, you’ll understand how a home warranty can help maintain your property and safeguard against costly repairs.
Making an Informed Decision
Ultimately, deciding on a home warranty involves balancing the cost of the premium against the potential expense of repairs. In West Virginia, where the winter months can bring both beauty and severe weather challenges, having a plan that covers everything from furnace breakdowns to plumbing issues is invaluable.
Compare the terms of different providers, read customer testimonials, and calculate the likelihood of encountering repair issues in your specific region. With careful consideration of these factors, you can determine whether a home warranty offers the peace of mind and financial protection you need for your West Virginia home.
Is A Home Warranty Worth the Cost In West Virginia?
Evaluating whether a home warranty is worth the cost in West Virginia requires a detailed analysis of immediate benefits and long-term financial security. A well-chosen warranty can provide significant savings over time in our state, where weather extremes and older homes can lead to expensive repairs.
Analyzing Repair Costs in West Virginia
Consider the average repair costs for significant home systems in West Virginia. Whether it’s replacing a malfunctioning furnace during the cold winter months or repairing water damage after a heavy rainstorm, unexpected repairs can quickly add up. Home warranty plans help offset these risks by providing coverage for repairs that might otherwise drain your savings.
Detailed case studies and regional repair statistics indicate that premiums are often far less expensive than the cumulative expense of individual repairs over a home’s lifespan.
Comparing Premiums and Unexpected Expenses
When comparing the cost of a home warranty to potential repair expenses, it’s essential to factor in the premium, service fees, and deductibles. In West Virginia, where certain areas might experience service delays or have higher repair costs due to remote locations, a predictable monthly or annual premium can provide a sense of financial stability.
This section explores side-by-side comparisons of premium costs versus estimated repair bills, illustrating how a warranty can turn an unpredictable expense into a manageable investment.
Long-Term Value and Peace of Mind
Beyond the immediate cost savings, a home warranty provides long-term value by reducing stress and uncertainty. Knowing that your home is protected against sudden failures—from the bitter cold to the unexpected onset of severe storms—allows you to focus on enjoying your home rather than worrying about the next big repair bill. With comprehensive coverage and a dedicated network of service professionals, a home warranty can safeguard your property and your peace of mind over the years.
Who Oversees Home Warranty Companies in West Virginia?
Understanding the regulatory landscape is crucial to ensuring that your home warranty provider is held to high accountability and service quality standards. In West Virginia, multiple oversight mechanisms work together to protect homeowners.
Regulatory Framework and Licensing in West Virginia
State agencies in West Virginia require all home warranty companies to obtain proper licensing and adhere to stringent operational standards. These regulations ensure that companies are fully vetted, regularly audited, and held accountable for their service commitments. Detailed licensing procedures, mandatory disclosures, and routine inspections help build trust between providers and consumers.
Consumer Protection Laws and Their Enforcement
West Virginia’s consumer protection laws play an essential role in safeguarding homeowners. These laws mandate transparency in contract terms and ensure that all claims are processed fairly. Home warranty companies must abide by strict guidelines regarding pricing, service fees, and claim handling. In disputes, state agencies provide avenues for arbitration and legal recourse, ensuring that your rights as a homeowner are preserved.
Industry Associations and Self-Regulation
Beyond government oversight, various industry associations in West Virginia promote best practices and facilitate self-regulation among home warranty providers. These organizations establish ethical standards, train service professionals, and often mediate conflicts between consumers and companies. Their active role in monitoring industry trends contributes to higher standards of service and improved accountability.
Transparency and Accountability Measures
Finally, West Virginia’s regulatory environment requires companies to maintain transparency in all their operations—from clear disclosure of coverage details to independent service quality audits. These measures are designed to ensure that consumers are fully informed and that companies remain accountable for the protection they promise. By offering detailed performance metrics and public reports, the state helps build a level of trust that reassures homeowners about the integrity of their warranty provider.
Conclusion: Why a Home Warranty is Essential for West Virginia Homeowners
In conclusion, a home warranty in West Virginia is not a luxury but a necessity for responsible homeowners. Our region's unique challenges—from severe winter storms and unpredictable weather to the challenges of maintaining older, rural homes—make it imperative to have a reliable safety net in place.
A well-chosen home warranty plan alleviates the burden of unexpected repair bills and offers peace of mind, knowing that professional help is always just a call away. Protect your investment, safeguard your home, and enjoy the security of knowing you are prepared for whatever West Virginia’s seasons may bring.