Home Warranty in South Carolina: Comprehensive Guide for 2025
This guide is your complete resource on home warranties in South Carolina for 2025. It explains what you need to know about protecting your home. Our review covers the best home warranty companies in South Carolina. The information here is detailed and clear. South Carolina homes face humid summers and occasional severe storms.
These conditions can stress essential home systems. The guide uses short, simple sentences. Each section is comprehensive. You will learn about providers, costs, coverage, and local regulations. Read on for a detailed and practical analysis.
Elite Home Warranty
Regency Total Home Warranty
Select Home Warranty
Top Home Warranty Providers in South Carolina
Below are the top 10 home warranty providers in South Carolina. The order is random. Note that Elite Home Warranty always appears in the first position.
Elite Home Warranty
- Award Winning Home Warranty Provider.
- Zero Commitment, Cancel Anytime.
- 24/7 U.S. Based Claims Support Team.
- Industry Top Tier Coverage Limits.
$200 OFF and 1 Month Free. 30-Day Free-Trial.
(888) 894-6151
Premium $59.99 - $69.99
Deductible $70.00 - $130.00
Total Coverage Benefits $25,000 Contractual Limit
Why We Chose Elite Home Warranty?
Elite Home Warranty distinguishes itself through a rare combination of flexibility, service speed, and high-value protection. Homeowners can customize plans to cover only what they need, without paying for unnecessary extras. With one of the fastest claims turnaround times in the industry and consistent customer satisfaction ratings, Elite is a trusted provider for those seeking hassle free, transparent coverage that truly delivers.
Pros :
- Award Winning Home Warranty Provider.
- Zero Commitment, Cancel Anytime.
- 24/7 U.S. Based Claims Support Team.
- Industry Top Tier Coverage Limits.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in California and Wisconsin.
Regency Total Home Warranty
- Comprehensive Coverage.
- Unlimited Service Calls.
- Clear, Simple Terms.
$300 OFF and 2 Months Free + Free Roof Coverage
(844) 240-8369
Premium $54.99 - $64.99
Deductible $60.00 - $100.00
Total Coverage Benefits $15,000 Contractual Limit
Why We Chose Regency Total Home Warranty?
Regency Total Warranty offers comprehensive protection for major systems, without the fine print headaches. Homeowners benefit from unlimited service requests, which is especially useful in older homes or for families with frequent repair needs. Their straightforward service terms make it easy to understand what’s covered and what’s not, offering peace of mind and reliable service with every claim.
Pros :
- Comprehensive Coverage.
- Unlimited Service Calls.
- Clear, Simple Terms.
Where Services Are Available?
Available in 50 States.
Select Home Warranty
- Affordable Plans.
- Free Roof Coverage.
- 24/7 Claims Support.
$150 OFF and 2 Months Free + Free Roof Coverage
(888) 539-7220
Premium $54.99 - $64.99
Deductible $60.00 - $125.00
Total Coverage Benefits $11,000 Contractual Limit
Why We Chose Select Home Warranty?
Select Home Warranty offers homeowners reliable protection at a competitive price point. Their inclusion of roof leak coverage at no extra charge adds significant value, especially for budget conscious consumers. With nationwide availability and round the clock support, Select ensures homeowners get help when they need it most, making it a smart choice for basic, dependable coverage.
Pros :
- Affordable Plans.
- Free Roof Coverage.
- 24/7 Claims Support.
Where Services Are Available?
Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.
Mike Holmes Protection
- Holmes Endorsed Standards.
- Certified Service Providers.
- Quality Focused Coverage Plans.
$250 OFF and 1 Month Free + Free Roof Coverage
866-408-9898
Premium $69.99 - $79.99
Deductible $60.00 - $85.00
Total Coverage Benefits $25,000 Contractual Limit
Why We Chose Mike Holmes Protection?
Mike Holmes Protection carries the reputation of one of the most respected figures in home construction. The plans reflect his commitment to quality and safety, ensuring all repairs are completed by licensed, vetted professionals. Homeowners looking for accountability, contractor grade repairs, and long-term home integrity will appreciate the brand’s rigorous standards and service approach.
Pros :
- Holmes Endorsed Standards.
- Certified Service Providers.
- Quality Focused Coverage Plans.
Where Services Are Available?
Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.
Liberty Home Guard
- 40+ Add On Options.
- Fast Claims Response.
- Covers Premium Items.
- User Friendly Portal.
$200 OFF and 2 Months Free + Free Roof Coverage
855-681-9724
Premium $54.99 - $69.99
Deductible $85.00 - $150.00
Total Coverage Benefits $15,000 Contractual Limit
Why We Chose Liberty Home Guard?
Liberty Home Guard is perfect for homeowners who want control over their protection. With extensive optional coverages, from sump pumps to electronics, customers can build plans that fit their exact needs. Paired with fast service and high approval rates, Liberty offers one of the most customizable and dependable policies in the industry.
Pros :
- 40+ Add On Options.
- Fast Claims Response.
- Covers Premium Items.
- User Friendly Portal.
Where Services Are Available?
Available in 50 States.
America’s First Choice
- 3 Year Repair Guarantee.
- Choose Your Technician.
- Covers Older Items.
$250 OFF and Free Roof Coverage
866-203-8901
Premium $54.99 - $69.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose America’s First Choice?
America’s First Choice Home Club gives homeowners more control, offering the rare ability to hire their own technician for repairs. Their repair guarantee, lasting up to three years, is unmatched in the industry. With solid protection for aging appliances and systems, AFC Home Club is ideal for homeowners who value service flexibility, extended reliability, and contractor choice.
Pros :
- 3 Year Repair Guarantee.
- Choose Your Technician.
- Covers Older Items.
Where Services Are Available?
Available in 50 States.
American Home Shield (AHS)
- Pre Existing Coverage.
- Customizable Plans.
- Large Contractor Network.
$100 OFF and Free Roof Coverage
Premium $54.99 - $89.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose American Home Shield (AHS)?
American Home Shield is a legacy provider with over 50 years of experience. It’s one of the few companies that covers undetected pre existing conditions and wear and tear breakdowns, which are often excluded elsewhere. Their wide contractor base and plan flexibility make AHS a strong choice for homeowners who want comprehensive protection with minimal restrictions.
Pros :
- Pre Existing Coverage.
- Customizable Plans.
- Large Contractor Network.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.
ARW Home – American Residential Warranty
- Month to Month Plans.
- Smart Tech Add Ons.
- U.S. Based Support.
$100 OFF and 2 Months Free
Premium $54.99 - $64.99
Deductible $100.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose ARW Home – American Residential Warranty?
American Residential Warranty offers flexibility without sacrificing coverage. Their no contract plans and optional bundles, like smart home or electronics protection, are ideal for tech savvy homeowners. With domestic customer support and easy plan management, they provide modern solutions for homeowners seeking simplicity and versatility.
Pros :
- Month to Month Plans.
- Smart Tech Add Ons.
- U.S. Based Support.
Where Services Are Available?
Available in 50 States.
First American Home Warranty
- Fast Appliance Repairs.
- Easy Claims Process.
- Realtor Recommended.
Flexible Payment Options
Premium $54.99 - $64.99
Deductible $85.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose First American Home Warranty?
First American is a longtime favorite among homebuyers and real estate professionals. Their appliance repair and replacement process is efficient and customer friendly. With competitive pricing and strong industry partnerships, they’re well suited for new homeowners or anyone needing straightforward, no fuss protection.
Pros :
- Fast Appliance Repairs.
- Easy Claims Process.
- Realtor Recommended.
Where Services Are Available?
Available in 35 States. Coverage is not currently available in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont and Wisconsin.
Cinch Home Services
- 180 Day Repair Guarantee.
- Appliance Credit Perks.
- Digital Claim Tools.
Free Water Sensor and 2 Months Free
Premium $54.99 - $64.99
Deductible $75.00 - $150.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose Cinch Home Services?
Cinch Home Services brings reliability and ease to home protection. Their extended workmanship guarantee covers repairs for up to six months, while digital tools streamline every step of the process, from submitting a claim to tracking technician visits. It’s a perfect choice for busy homeowners who prioritize efficiency and long term coverage quality.
Pros :
- 180 Day Repair Guarantee.
- Appliance Credit Perks.
- Digital Claim Tools.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.
Elite Home Warranty Named 2025’s Best Home Warranty Company Nationwide
HomeWarrantyCompanies.com, a trusted resource for comparing top-rated home warranty providers, publishes its annual rankings based on consumer satisfaction, service quality, and expert evaluation. After reviewing more than 25 leading providers, Elite Home Warranty was recognized as the #1 Home Warranty Company Nationwide for 2025. This honor reflects Elite’s proven commitment to delivering reliable coverage, outstanding service, and a customer-first experience. When it comes to protecting your home, Elite continues to set the standard.
Why Thousands of Homeowners Choose Elite Home Warranty?
Elite Home Warranty is not just another option, it’s a smarter choice backed by real results. Here’s what sets Elite apart:
- Top Rated Customer Satisfaction: 4.9/5 stars across trusted platforms including BBB, Consumera, Google, and more.
- Affordable Pricing: Competitive rates without hidden fees, inflated premiums, or misleading terms.
- Fast Claims Processing: 90% of claims are reviewed and processed within 72 hours, with real time updates.
- Best in Class Coverage You Can Count On: Industry leading coverage benefits and high payout limits, built to actually work when you need them.
- Award Winning Support Team: U.S.-based customer service and claims concierge care available 7 days a week for fast, friendly assistance.
Is A Home Warranty It Right for You?
A home warranty can be a smart decision. Many homeowners face unexpected repairs. South Carolina has hot summers and sudden storms. These conditions strain home systems.
A warranty can protect you against high repair costs. It offers predictable monthly or annual fees. The plan covers repairs for systems and appliances. It transforms sudden expenses into manageable payments. The right warranty plan provides financial stability and peace of mind.
Understanding Home Warranty Coverage
A home warranty covers repair or replacement of key systems. It includes HVAC, plumbing, electrical, and more. South Carolina homes often deal with high humidity. This causes extra wear on systems.
Storms may damage roofs and windows. Coverage plans list what is included. They also list exclusions. Reading the fine print is essential. Compare plans carefully. Understand every detail. Knowing the limits of your coverage helps avoid surprises. A detailed comparison of policies is a wise step.
Assessing Your Home’s Condition and Local Risks
Examine your home’s age and maintenance record. Older systems may require more repairs. South Carolina’s climate can worsen wear and tear. Coastal homes face extra challenges from salt air. Storms can lead to sudden breakdowns. Look at the history of repairs in your area.
Consider how much you spend on maintenance. Evaluate whether a warranty can save money. The premium cost should be compared with potential repair bills. Use local data to make your decision. A careful risk assessment can guide your choice.
Making an Informed Decision
Gather all available information before choosing a warranty. Read reviews from local homeowners. Ask about claim turnaround times. Compare premium costs with repair expenses. Speak with providers directly. Ask questions about coverage details. Get clear answers in writing.
Understand the process from claim to repair. Short sentences help break down complex ideas. An informed decision reduces financial risk. A home warranty can provide security and convenience. The proper plan will save you stress during emergencies.
Is A Home Warranty Worth the Cost In South Carolina?
Determining whether a home warranty is worth the cost requires a detailed evaluation. Homeowners must balance benefits against expenses. South Carolina properties often face unexpected repair needs.
The premium may seem like an extra cost. Yet, repairs can be expensive and unpredictable. A warranty offers fixed fees and budget control. It can save you money over time. Careful analysis is important.
Analyzing the Financial Impact of Repairs
Repair costs can be very high. Storm damage can lead to significant expenses. Replacing key systems is costly. A warranty converts these sudden costs into predictable fees. Detailed cost comparisons show potential savings. Many homeowners have experienced relief with a warranty plan. The numbers often favor protection over unexpected repairs. The analysis is clear and based on real data.
Comparing Warranty Premiums with Repair Costs
Warranty premiums are fixed. They are usually lower than major repair bills. South Carolina homes may incur repeated repair costs. Without a warranty, these expenses add up. The premium offers a predictable cost.
Compare the annual fee with typical repair bills. This financial comparison highlights long-term benefits. Many find the premium to be a wise investment. The analysis supports the value of a warranty plan.
Long-Term Value and Peace of Mind
A warranty provides ongoing security. It ensures repairs are handled quickly. Homeowners enjoy fewer surprises when repairs are needed. The long-term benefits include reduced financial stress. Predictable costs help with budgeting.
Peace of mind is a major advantage. Reliable service and fast claims processing add to the value. Long-term planning shows that savings accumulate over time. A warranty can be seen as insurance against large expenses. This security and stability are invaluable.
Who Oversees Home Warranty Companies in South Carolina?
Understanding oversight is crucial for peace of mind. Home warranty companies are regulated by state authorities. South Carolina maintains strict standards. These regulations protect homeowners. Oversight ensures fair practices and clear policies. Homeowners can trust that companies follow the law.
Regulatory Agencies and Licensing in South Carolina
State agencies license all warranty providers. They conduct regular inspections. Companies must meet strict criteria. Licensing ensures that only qualified providers operate. The process includes audits and routine reviews. These measures ensure high service standards. Homeowners are protected by these rigorous checks. Regulatory agencies monitor all aspects of service.
Consumer Protection and Legal Framework
Strong consumer laws protect warranty buyers. Contracts must include clear terms. Homeowners have legal rights in disputes. The law requires full disclosure of all fees. Detailed documentation is mandatory. Past cases show that consumer rights are enforced. Homeowners can seek legal recourse if needed. This framework builds trust in the industry.
Industry Associations and Self-Regulation
Industry associations also play an important role. They promote best practices among providers. Self-regulation adds another layer of accountability. Companies voluntarily adhere to higher standards. These associations offer training and regular reviews. They help improve service quality. Their efforts benefit homeowners through better practices.
Transparency and Accountability Measures
Transparency is essential for consumer confidence. Companies must publish detailed coverage and fee structures. Independent audits are common. Regular reports are available to the public. This openness ensures that hidden fees are minimized. Homeowners can review all policies before signing up. Accountability measures force companies to maintain high standards. This structure protects your investment.
Conclusion: Why a Home Warranty is Essential for South Carolina Homeowners
A home warranty is vital for many reasons. South Carolina homes face unique challenges. Hot, humid weather and sudden storms can damage systems. Repair costs are often unexpected and high. A warranty offers financial predictability. It ensures that repairs are handled quickly.
Homeowners can rely on professional service when needed. The protection covers both systems and appliances. This reduces stress during emergencies. Investing in a home warranty is a smart way to protect your most valuable asset. Choose a plan that fits your needs and provides peace of mind.