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Home Warranty in Delaware: Comprehensive Guide for 2025

Welcome to our comprehensive guide on home warranty in Delaware for 2025. In this article, we explain why a home warranty in Delaware is a wise investment for homeowners, highlighting the top providers, detailed coverage options, and expert advice to help you choose the right plan. This review of the top Home Warranty companies in Delaware, is ensure you find the essential information quickly. 

Delaware’s mix of coastal influences, humid summers, and chilly winters—with occasional nor’easters—creates unique challenges for maintaining your home. This guide is tailored to address those needs.

update Updated: May 2025
Over 25 Home Warranty Companies Reviewed
Licensed and Vetted Service Providers
1 Our Best Choice

Elite Home Warranty

$200 OFF and 1 Month Free. 30-Day Free-Trial.
Outstanding fourhalf_star
4.9
2 Fast Claim Processing

Regency Total Home Warranty

$300 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.6
3 Affordable Coverage

Select Home Warranty

$150 OFF and 2 Months Free + Free Roof Coverage
Excellent fourhalf_star
4.4

Top Home Warranty Providers in Delaware

Below are the top 10 home warranty providers in Delaware. Although the order of companies (after the first) is randomized, Elite Home Warranty consistently features in the first position.

1 Our Best Choice
1

Elite Home Warranty

  • Award Winning Home Warranty Provider.
  • Zero Commitment, Cancel Anytime.
  • 24/7 U.S. Based Claims Support Team.
  • Industry Top Tier Coverage Limits.

offer $200 OFF and 1 Month Free. 30-Day Free-Trial.

Outstanding fourhalf_star
4.9
(888) 894-6151

Premium $59.99 - $69.99

Deductible $70.00 - $130.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Elite Home Warranty?

Elite Home Warranty distinguishes itself through a rare combination of flexibility, service speed, and high-value protection. Homeowners can customize plans to cover only what they need, without paying for unnecessary extras. With one of the fastest claims turnaround times in the industry and consistent customer satisfaction ratings, Elite is a trusted provider for those seeking hassle free, transparent coverage that truly delivers.

Pros :

  • Award Winning Home Warranty Provider.
  • Zero Commitment, Cancel Anytime.
  • 24/7 U.S. Based Claims Support Team.
  • Industry Top Tier Coverage Limits.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in California and Wisconsin.

2 Fast Claim Processing
2

Regency Total Home Warranty

  • Comprehensive Coverage.
  • Unlimited Service Calls.
  • Clear, Simple Terms.

offer $300 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.6
(844) 240-8369

Premium $54.99 - $64.99

Deductible $60.00 - $100.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Regency Total Home Warranty?

Regency Total Warranty offers comprehensive protection for major systems, without the fine print headaches. Homeowners benefit from unlimited service requests, which is especially useful in older homes or for families with frequent repair needs. Their straightforward service terms make it easy to understand what’s covered and what’s not, offering peace of mind and reliable service with every claim.

Pros :

  • Comprehensive Coverage.
  • Unlimited Service Calls.
  • Clear, Simple Terms.

Where Services Are Available?

Available in 50 States.

3 Affordable Coverage
3

Select Home Warranty

  • Affordable Plans.
  • Free Roof Coverage.
  • 24/7 Claims Support.

offer $150 OFF and 2 Months Free + Free Roof Coverage

Excellent fourhalf_star
4.4
(888) 539-7220

Premium $54.99 - $64.99

Deductible $60.00 - $125.00

Total Coverage Benefits $11,000 Contractual Limit

Why We Chose Select Home Warranty?

Select Home Warranty offers homeowners reliable protection at a competitive price point. Their inclusion of roof leak coverage at no extra charge adds significant value, especially for budget conscious consumers. With nationwide availability and round the clock support, Select ensures homeowners get help when they need it most, making it a smart choice for basic, dependable coverage.

Pros :

  • Affordable Plans.
  • Free Roof Coverage.
  • 24/7 Claims Support.

Where Services Are Available?

Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.

4 Endorsed By Mike Holmes
4

Mike Holmes Protection

  • Holmes Endorsed Standards.
  • Certified Service Providers.
  • Quality Focused Coverage Plans.

offer $250 OFF and 1 Month Free + Free Roof Coverage

Outstanding fourhalf_star
4.8
866-408-9898

Premium $69.99 - $79.99

Deductible $60.00 - $85.00

Total Coverage Benefits $25,000 Contractual Limit

Why We Chose Mike Holmes Protection?

Mike Holmes Protection carries the reputation of one of the most respected figures in home construction. The plans reflect his commitment to quality and safety, ensuring all repairs are completed by licensed, vetted professionals. Homeowners looking for accountability, contractor grade repairs, and long-term home integrity will appreciate the brand’s rigorous standards and service approach.

Pros :

  • Holmes Endorsed Standards.
  • Certified Service Providers.
  • Quality Focused Coverage Plans.

Where Services Are Available?

Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.

5

Liberty Home Guard

  • 40+ Add On Options.
  • Fast Claims Response.
  • Covers Premium Items.
  • User Friendly Portal.

offer $200 OFF and 2 Months Free + Free Roof Coverage

Outstanding fourhalf_star
4.7
855-681-9724

Premium $54.99 - $69.99

Deductible $85.00 - $150.00

Total Coverage Benefits $15,000 Contractual Limit

Why We Chose Liberty Home Guard?

Liberty Home Guard is perfect for homeowners who want control over their protection. With extensive optional coverages, from sump pumps to electronics, customers can build plans that fit their exact needs. Paired with fast service and high approval rates, Liberty offers one of the most customizable and dependable policies in the industry.

Pros :

  • 40+ Add On Options.
  • Fast Claims Response.
  • Covers Premium Items.
  • User Friendly Portal.

Where Services Are Available?

Available in 50 States.

6

America’s First Choice

  • 3 Year Repair Guarantee.
  • Choose Your Technician.
  • Covers Older Items.

offer $250 OFF and Free Roof Coverage

Excellent fourhalf_star
4.5
866-203-8901

Premium $54.99 - $69.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose America’s First Choice?

America’s First Choice Home Club gives homeowners more control, offering the rare ability to hire their own technician for repairs. Their repair guarantee, lasting up to three years, is unmatched in the industry. With solid protection for aging appliances and systems, AFC Home Club is ideal for homeowners who value service flexibility, extended reliability, and contractor choice.

Pros :

  • 3 Year Repair Guarantee.
  • Choose Your Technician.
  • Covers Older Items.

Where Services Are Available?

Available in 50 States.

7

American Home Shield (AHS)

  • Pre Existing Coverage.
  • Customizable Plans.
  • Large Contractor Network.

offer $100 OFF and Free Roof Coverage

Excellent fourhalf_star
4.4

Premium $54.99 - $89.99

Deductible $75.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose American Home Shield (AHS)?

American Home Shield is a legacy provider with over 50 years of experience. It’s one of the few companies that covers undetected pre existing conditions and wear and tear breakdowns, which are often excluded elsewhere. Their wide contractor base and plan flexibility make AHS a strong choice for homeowners who want comprehensive protection with minimal restrictions.

Pros :

  • Pre Existing Coverage.
  • Customizable Plans.
  • Large Contractor Network.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

8

ARW Home – American Residential Warranty

  • Month to Month Plans.
  • Smart Tech Add Ons.
  • U.S. Based Support.

offer $100 OFF and 2 Months Free

Excellent fourhalf_star
4.2

Premium $54.99 - $64.99

Deductible $100.00 - $125.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose ARW Home – American Residential Warranty?

American Residential Warranty offers flexibility without sacrificing coverage. Their no contract plans and optional bundles, like smart home or electronics protection, are ideal for tech savvy homeowners. With domestic customer support and easy plan management, they provide modern solutions for homeowners seeking simplicity and versatility.

Pros :

  • Month to Month Plans.
  • Smart Tech Add Ons.
  • U.S. Based Support.

Where Services Are Available?

Available in 50 States.

9

Cinch Home Services

  • 180 Day Repair Guarantee.
  • Appliance Credit Perks.
  • Digital Claim Tools.

offer Free Water Sensor and 2 Months Free

Good threehalf_star
3.4

Premium $54.99 - $64.99

Deductible $75.00 - $150.00

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose Cinch Home Services?

Cinch Home Services brings reliability and ease to home protection. Their extended workmanship guarantee covers repairs for up to six months, while digital tools streamline every step of the process, from submitting a claim to tracking technician visits. It’s a perfect choice for busy homeowners who prioritize efficiency and long term coverage quality.

Pros :

  • 180 Day Repair Guarantee.
  • Appliance Credit Perks.
  • Digital Claim Tools.

Where Services Are Available?

Available in 48 States. Coverage is not currently available in Alaska and Hawaii.

10

2-10 Home Buyers Warranty

  • Strong Structural Coverage.
  • Built for New Homes.
  • Builder Backed Plans.

offer 20% OFF All Plans

Good threehalf_star
3.8

Premium $59.99 - $74.99

Deductible $75 - $125

Total Coverage Benefits $10,000 Contractual Limit

Why We Chose 2-10 Home Buyers Warranty?

Specializing in new home warranties, 2-10 is the go-to for structural protection. Their builder partnerships allow seamless coverage from construction through occupancy. Homeowners in newly built properties will find 2-10’s structural protection and extended workmanship options to be among the most thorough in the market.

Pros :

  • Strong Structural Coverage.
  • Built for New Homes.
  • Builder Backed Plans.

Where Services Are Available?

Available in 44 States. Coverage is not currently available in Alaska, Hawaii, Montana, Oklahoma, Wisconsin and Wyoming.

Elite Home Warranty Named 2025’s Best Home Warranty Company Nationwide

HomeWarrantyCompanies.com, a trusted resource for comparing top-rated home warranty providers, publishes its annual rankings based on consumer satisfaction, service quality, and expert evaluation. After reviewing more than 25 leading providers, Elite Home Warranty was recognized as the #1 Home Warranty Company Nationwide for 2025. This honor reflects Elite’s proven commitment to delivering reliable coverage, outstanding service, and a customer-first experience. When it comes to protecting your home, Elite continues to set the standard.

Why Thousands of Homeowners Choose Elite Home Warranty?

Elite Home Warranty is not just another option, it’s a smarter choice backed by real results. Here’s what sets Elite apart:

  • Top Rated Customer Satisfaction: 4.9/5 stars across trusted platforms including BBB, Consumera, Google, and more.
  • Affordable Pricing: Competitive rates without hidden fees, inflated premiums, or misleading terms.
  • Fast Claims Processing: 90% of claims are reviewed and processed within 72 hours, with real time updates.
  • Best in Class Coverage You Can Count On: Industry leading coverage benefits and high payout limits, built to actually work when you need them.
  • Award Winning Support Team: U.S.-based customer service and claims concierge care available 7 days a week for fast, friendly assistance.

Is A Home Warranty Right for You?

When deciding if a home warranty is right for your Delaware home, it is essential to consider your property’s age, the condition of your systems, and your ability to handle unexpected repair costs. Delaware homeowners face a unique blend of challenges: the humid, coastal influence can accelerate appliance wear, while seasonal temperature fluctuations can stress heating and plumbing systems. Here’s how to evaluate your needs:

Understanding Home Warranty Coverage

A home warranty covers repairs or replacements for major systems and appliances that fail due to wear and tear. In Delaware, where coastal humidity can affect HVAC performance and winter storms can pressure your plumbing and heating systems, a robust warranty can help mitigate financial risks. 

Examine each plan’s coverage details, noting what is included and any exclusions. For example, many plans cover electrical systems, plumbing, heating, air conditioning, and kitchen appliances—particularly vulnerable areas in Delaware’s variable climate. Understanding these details helps avoid surprises when filing a claim and adequately protects your home.

Evaluating Your Home’s Needs and Potential Risks

Assess the age and condition of your home’s key systems. Older homes, common in Delaware’s historic districts, may have systems more prone to failure. In addition, coastal properties may experience accelerated wear due to salt air and moisture. 

Consider factors such as the cost of potential repairs versus the annual warranty premium, and evaluate whether the warranty offers added peace of mind. In doing so, compare different plans, look at customer testimonials, and consider any local factors—such as exposure to nor’easters or seasonal temperature extremes—that may impact your home’s systems.

Making an Informed Decision

Finally, making an informed decision involves weighing the cost of a home warranty against the potential expenses of unexpected repairs. Delaware homeowners often face high repair costs when major systems break down unexpectedly. 

A well-chosen warranty plan provides financial relief and ensures you have access to qualified repair professionals when needed. By comparing the benefits of different providers, you can select a strategy that aligns with your budget and home maintenance needs. In the long run, the peace of mind that comes from knowing your home is protected against sudden failures can be invaluable.

Is A Home Warranty Worth the Cost In Delaware?

Determining if a home warranty is worth the cost in Delaware requires a close look at both the financial implications and the long-term benefits. Delaware’s weather patterns, from humid summers and coastal challenges to chilly winters, can lead to unexpected repair bills. Let’s break down the cost versus benefits.

Analyzing the Financial Impact of Home Repairs

Major home repairs can be financially devastating. In Delaware, factors such as coastal salt air corrosion or winter-related plumbing issues can lead to repair costs exceeding the annual warranty premium. By analyzing historical repair costs and comparing them to the fixed price of a warranty plan, you can see how the plan serves as an adequate insurance policy, reducing the financial shock of significant repairs.

Comparing Warranty Premiums and Out-of-Pocket Expenses

A home warranty typically requires a monthly or annual premium plus a service fee for each repair call. Compare these predictable costs with the unpredictable expenses of significant system failures. For Delaware homeowners, having a warranty can turn a potentially high repair bill into a manageable service fee, offering both cost savings and convenience. Detailed comparisons of various providers’ plans highlight the potential long-term savings.

Long-Term Benefits and Peace of Mind

Beyond immediate savings, a home warranty offers long-term benefits. Delaware residents benefit from the ease of having a pre-vetted network of technicians ready to address issues promptly. This reliability minimizes downtime and prevents minor issues from becoming more significant problems.

The peace of mind from knowing that a trusted provider is available when emergencies arise is invaluable, particularly in a state where both coastal weather and winter conditions can strain your home’s systems.

Who Oversees Home Warranty Companies in Delaware?

Understanding the oversight of home warranty companies in Delaware is crucial to ensuring consumer protection and fair business practices. The regulatory framework in Delaware ensures that providers adhere to high standards of transparency and accountability.

Regulatory Agencies and Licensing Requirements

In Delaware, state regulatory agencies monitor home warranty providers closely. Companies must secure the proper licenses and meet specific standards regarding claims processing, pricing transparency, and service quality. 

Regular audits and inspections are conducted to ensure compliance with state laws. These measures protect homeowners from unfair practices and guarantee that only reputable companies operate in the state.

Consumer Protection Laws and Their Impact

Delaware has robust consumer protection laws that govern home warranty contracts. These laws require clear disclosure of coverage details, exclusions, and service fees. Delaware homeowners can access legal recourse through state consumer protection offices should a dispute arise. This legal framework ensures that your rights are safeguarded and that any issues with claims are resolved promptly and fairly.

The Role of Industry Associations and Self-Regulation

Delaware industry associations work alongside state regulators to promote best practices among home warranty companies. These groups often provide additional guidelines, training for service professionals, and dispute mediation services. Self-regulation, coupled with state oversight, helps maintain a high standard of service and fosters trust between providers and homeowners.

Ensuring Transparency and Accountability

Mandatory disclosure statements, independent audits, and public reporting are key elements of Delaware’s regulatory approach. These measures ensure home warranty companies operate transparently, allowing consumers to compare plans and make informed decisions. Homeowners can rest assured that the companies they choose are held accountable for their services, reinforcing the overall integrity of the home warranty industry in Delaware.

Conclusion: Why a Home Warranty is Essential for Delaware Homeowners

In conclusion, a home warranty in Delaware is not merely an added expense but a crucial investment in your home’s future. With Delaware’s unique blend of coastal weather and seasonal extremes, unexpected repairs can pose a significant financial risk. 

Choosing a comprehensive warranty plan protects you against costly repairs and ensures timely, professional service during emergencies. A reliable home warranty provides peace of mind and long-term savings, making it an essential component of responsible homeownership in Delaware.