Top Home Warranty Providers in Delaware
Below are the top 10 home warranty providers in Delaware. Although the order of companies (after the first) is randomized, Elite Home Warranty consistently features in the first position.
Choice Home Warranty
- Comprehensive Coverage
- Affordable & Transparent Plans
- 24/7 Customer Support
$50 off + 1 Month Free
Premium $46 - $55
Deductible $75- $125
Total Coverage Benefits
Why We Chose Choice Home Warranty?
We chose Choice Home Warranty because it delivers unbeatable coverage, aggressively competitive pricing, and lightning-fast 24/7 support—backed by a nationwide network of trusted technicians ensuring homeowners never face breakdowns alone.
Pros :
- Comprehensive Coverage
- Affordable & Transparent Plans
- 24/7 Customer Support
Where Services Are Available?
Available in 49 States. Coverage is not currently available in Washington.
Regency Total Home Warranty
- Comprehensive Coverage.
- Unlimited Service Calls.
- Clear, Simple Terms.
$300 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $64.99
Deductible $60.00 - $100.00
Total Coverage Benefits $15,000 Contractual Limit
Why We Chose Regency Total Home Warranty?
Regency Total Warranty offers comprehensive protection for major systems, without the fine print headaches. Homeowners benefit from unlimited service requests, which is especially useful in older homes or for families with frequent repair needs. Their straightforward service terms make it easy to understand what’s covered and what’s not, offering peace of mind and reliable service with every claim.
Pros :
- Comprehensive Coverage.
- Unlimited Service Calls.
- Clear, Simple Terms.
Where Services Are Available?
Available in 50 States.
Mike Holmes Protection
- Holmes Endorsed Standards.
- Certified Service Providers.
- Quality Focused Coverage Plans.
$250 OFF and 1 Month Free + Free Roof Coverage
Premium $69.99 - $79.99
Deductible $60.00 - $85.00
Total Coverage Benefits $25,000 Contractual Limit
Why We Chose Mike Holmes Protection?
Mike Holmes Protection carries the reputation of one of the most respected figures in home construction. The plans reflect his commitment to quality and safety, ensuring all repairs are completed by licensed, vetted professionals. Homeowners looking for accountability, contractor grade repairs, and long-term home integrity will appreciate the brand’s rigorous standards and service approach.
Pros :
- Holmes Endorsed Standards.
- Certified Service Providers.
- Quality Focused Coverage Plans.
Where Services Are Available?
Available in 43 States. Coverage is not currently available in California, Connecticut, Massachusetts, New York, Virginia, Washington and Wisconsin.
Liberty Home Guard
- 40+ Add On Options.
- Fast Claims Response.
- Covers Premium Items.
- User Friendly Portal.
$200 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $69.99
Deductible $85.00 - $150.00
Total Coverage Benefits $15,000 Contractual Limit
Why We Chose Liberty Home Guard?
Liberty Home Guard is perfect for homeowners who want control over their protection. With extensive optional coverages, from sump pumps to electronics, customers can build plans that fit their exact needs. Paired with fast service and high approval rates, Liberty offers one of the most customizable and dependable policies in the industry.
Pros :
- 40+ Add On Options.
- Fast Claims Response.
- Covers Premium Items.
- User Friendly Portal.
Where Services Are Available?
Available in 50 States.
America’s First Choice
- 3 Year Repair Guarantee.
- Choose Your Technician.
- Covers Older Items.
$250 OFF and Free Roof Coverage
Premium $54.99 - $69.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose America’s First Choice?
America’s First Choice Home Club gives homeowners more control, offering the rare ability to hire their own technician for repairs. Their repair guarantee, lasting up to three years, is unmatched in the industry. With solid protection for aging appliances and systems, AFC Home Club is ideal for homeowners who value service flexibility, extended reliability, and contractor choice.
Pros :
- 3 Year Repair Guarantee.
- Choose Your Technician.
- Covers Older Items.
Where Services Are Available?
Available in 50 States.
American Home Shield (AHS)
- Pre Existing Coverage.
- Customizable Plans.
- Large Contractor Network.
$100 OFF and Free Roof Coverage
Premium $54.99 - $89.99
Deductible $75.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose American Home Shield (AHS)?
American Home Shield is a legacy provider with over 50 years of experience. It’s one of the few companies that covers undetected pre existing conditions and wear and tear breakdowns, which are often excluded elsewhere. Their wide contractor base and plan flexibility make AHS a strong choice for homeowners who want comprehensive protection with minimal restrictions.
Pros :
- Pre Existing Coverage.
- Customizable Plans.
- Large Contractor Network.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.
Select Home Warranty
- Affordable Plans.
- Free Roof Coverage.
- 24/7 Claims Support.
$150 OFF and 2 Months Free + Free Roof Coverage
Premium $54.99 - $64.99
Deductible $60.00 - $125.00
Total Coverage Benefits $11,000 Contractual Limit
Why We Chose Select Home Warranty?
Select Home Warranty offers homeowners reliable protection at a competitive price point. Their inclusion of roof leak coverage at no extra charge adds significant value, especially for budget conscious consumers. With nationwide availability and round the clock support, Select ensures homeowners get help when they need it most, making it a smart choice for basic, dependable coverage.
Pros :
- Affordable Plans.
- Free Roof Coverage.
- 24/7 Claims Support.
Where Services Are Available?
Available in 47 States. Coverage is not currently available in Nevada, Washington and Wisconsin.
Elite Home Warranty
- Award Winning Home Warranty Provider.
- Zero Commitment, Cancel Anytime.
- 24/7 U.S. Based Claims Support Team.
- Industry Top Tier Coverage Limits.
$200 OFF and 1 Month Free. 30-Day Free-Trial.
Premium $59.99 - $69.99
Deductible $70.00 - $130.00
Total Coverage Benefits $25,000 Contractual Limit
Why We Chose Elite Home Warranty?
Elite Home Warranty distinguishes itself through a rare combination of flexibility, service speed, and high-value protection. Homeowners can customize plans to cover only what they need, without paying for unnecessary extras. With one of the fastest claims turnaround times in the industry and consistent customer satisfaction ratings, Elite is a trusted provider for those seeking hassle free, transparent coverage that truly delivers.
Pros :
- Award Winning Home Warranty Provider.
- Zero Commitment, Cancel Anytime.
- 24/7 U.S. Based Claims Support Team.
- Industry Top Tier Coverage Limits.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in California and Wisconsin.
ARW Home – American Residential Warranty
- Month to Month Plans.
- Smart Tech Add Ons.
- U.S. Based Support.
$100 OFF and 2 Months Free
Premium $54.99 - $64.99
Deductible $100.00 - $125.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose ARW Home – American Residential Warranty?
American Residential Warranty offers flexibility without sacrificing coverage. Their no contract plans and optional bundles, like smart home or electronics protection, are ideal for tech savvy homeowners. With domestic customer support and easy plan management, they provide modern solutions for homeowners seeking simplicity and versatility.
Pros :
- Month to Month Plans.
- Smart Tech Add Ons.
- U.S. Based Support.
Where Services Are Available?
Available in 50 States.
Cinch Home Services
- 180 Day Repair Guarantee.
- Appliance Credit Perks.
- Digital Claim Tools.
Free Water Sensor and 2 Months Free
Premium $54.99 - $64.99
Deductible $75.00 - $150.00
Total Coverage Benefits $10,000 Contractual Limit
Why We Chose Cinch Home Services?
Cinch Home Services brings reliability and ease to home protection. Their extended workmanship guarantee covers repairs for up to six months, while digital tools streamline every step of the process, from submitting a claim to tracking technician visits. It’s a perfect choice for busy homeowners who prioritize efficiency and long term coverage quality.
Pros :
- 180 Day Repair Guarantee.
- Appliance Credit Perks.
- Digital Claim Tools.
Where Services Are Available?
Available in 48 States. Coverage is not currently available in Alaska and Hawaii.
Is A Home Warranty Right for You?
When deciding if a home warranty is right for your Delaware home, it is essential to consider your property’s age, the condition of your systems, and your ability to handle unexpected repair costs. Delaware homeowners face a unique blend of challenges: the humid, coastal influence can accelerate appliance wear, while seasonal temperature fluctuations can stress heating and plumbing systems. Here’s how to evaluate your needs:
Understanding Home Warranty Coverage
A home warranty covers repairs or replacements for major systems and appliances that fail due to wear and tear. In Delaware, where coastal humidity can affect HVAC performance and winter storms can pressure your plumbing and heating systems, a robust warranty can help mitigate financial risks.
Examine each plan’s coverage details, noting what is included and any exclusions. For example, many plans cover electrical systems, plumbing, heating, air conditioning, and kitchen appliances—particularly vulnerable areas in Delaware’s variable climate. Understanding these details helps avoid surprises when filing a claim and adequately protects your home.
Evaluating Your Home’s Needs and Potential Risks
Assess the age and condition of your home’s key systems. Older homes, common in Delaware’s historic districts, may have systems more prone to failure. In addition, coastal properties may experience accelerated wear due to salt air and moisture.
Consider factors such as the cost of potential repairs versus the annual warranty premium, and evaluate whether the warranty offers added peace of mind. In doing so, compare different plans, look at customer testimonials, and consider any local factors—such as exposure to nor’easters or seasonal temperature extremes—that may impact your home’s systems.
Making an Informed Decision
Finally, making an informed decision involves weighing the cost of a home warranty against the potential expenses of unexpected repairs. Delaware homeowners often face high repair costs when major systems break down unexpectedly.
A well-chosen warranty plan provides financial relief and ensures you have access to qualified repair professionals when needed. By comparing the benefits of different providers, you can select a strategy that aligns with your budget and home maintenance needs. In the long run, the peace of mind that comes from knowing your home is protected against sudden failures can be invaluable.
Is A Home Warranty Worth the Cost In Delaware?
Determining if a home warranty is worth the cost in Delaware requires a close look at both the financial implications and the long-term benefits. Delaware’s weather patterns, from humid summers and coastal challenges to chilly winters, can lead to unexpected repair bills. Let’s break down the cost versus benefits.
Analyzing the Financial Impact of Home Repairs
Major home repairs can be financially devastating. In Delaware, factors such as coastal salt air corrosion or winter-related plumbing issues can lead to repair costs exceeding the annual warranty premium. By analyzing historical repair costs and comparing them to the fixed price of a warranty plan, you can see how the plan serves as an adequate insurance policy, reducing the financial shock of significant repairs.
Comparing Warranty Premiums and Out-of-Pocket Expenses
A home warranty typically requires a monthly or annual premium plus a service fee for each repair call. Compare these predictable costs with the unpredictable expenses of significant system failures. For Delaware homeowners, having a warranty can turn a potentially high repair bill into a manageable service fee, offering both cost savings and convenience. Detailed comparisons of various providers’ plans highlight the potential long-term savings.
Long-Term Benefits and Peace of Mind
Beyond immediate savings, a home warranty offers long-term benefits. Delaware residents benefit from the ease of having a pre-vetted network of technicians ready to address issues promptly. This reliability minimizes downtime and prevents minor issues from becoming more significant problems.
The peace of mind from knowing that a trusted provider is available when emergencies arise is invaluable, particularly in a state where both coastal weather and winter conditions can strain your home’s systems.
Who Oversees Home Warranty Companies in Delaware?
Understanding the oversight of home warranty companies in Delaware is crucial to ensuring consumer protection and fair business practices. The regulatory framework in Delaware ensures that providers adhere to high standards of transparency and accountability.
Regulatory Agencies and Licensing Requirements
In Delaware, state regulatory agencies monitor home warranty providers closely. Companies must secure the proper licenses and meet specific standards regarding claims processing, pricing transparency, and service quality.
Regular audits and inspections are conducted to ensure compliance with state laws. These measures protect homeowners from unfair practices and guarantee that only reputable companies operate in the state.
Consumer Protection Laws and Their Impact
Delaware has robust consumer protection laws that govern home warranty contracts. These laws require clear disclosure of coverage details, exclusions, and service fees. Delaware homeowners can access legal recourse through state consumer protection offices should a dispute arise. This legal framework ensures that your rights are safeguarded and that any issues with claims are resolved promptly and fairly.
The Role of Industry Associations and Self-Regulation
Delaware industry associations work alongside state regulators to promote best practices among home warranty companies. These groups often provide additional guidelines, training for service professionals, and dispute mediation services. Self-regulation, coupled with state oversight, helps maintain a high standard of service and fosters trust between providers and homeowners.
Ensuring Transparency and Accountability
Mandatory disclosure statements, independent audits, and public reporting are key elements of Delaware’s regulatory approach. These measures ensure home warranty companies operate transparently, allowing consumers to compare plans and make informed decisions. Homeowners can rest assured that the companies they choose are held accountable for their services, reinforcing the overall integrity of the home warranty industry in Delaware.
Conclusion: Why a Home Warranty is Essential for Delaware Homeowners
In conclusion, a home warranty in Delaware is not merely an added expense but a crucial investment in your home’s future. With Delaware’s unique blend of coastal weather and seasonal extremes, unexpected repairs can pose a significant financial risk.
Choosing a comprehensive warranty plan protects you against costly repairs and ensures timely, professional service during emergencies. A reliable home warranty provides peace of mind and long-term savings, making it an essential component of responsible homeownership in Delaware.




