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The Home Service Club Review

Established in 2008, the Home Service Club offers home warranty coverage options that protect appliances and home systems. The company is headquartered in New York and operates across all states except Washington and Wisconsin.

$2,500

Max Claim amount

50

States Covered

90 days

Guarantee

$2,000

Coverage Limits

Coverage Pricing and more

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OFFERS - N/A
premium_icon
Premium - $51.25 - $62.50
deductible_icon
Deductible - $65,$95,$125
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Review Home
Warranties

4.6/5

Home Warranty
Reviews

4/5

Consumer
Affairs

4/5

Consumers
Advocate

4.3/5

Investopedia
Rating

4.1/5

BBB
Rating

C
According to the Home Service Club, they have a network of 10,000 top-rated, independent service providers who provide high-quality work.

The Home Service Club Plans

The Home Service Club offers Standard Coverage and Comprehensive Coverage options. The Standard Coverage protects 18 devices, and the Comprehensive Coverage covers 33 devices.
  • Standard Coverage
  • Comprehensive Coverage

Standard Coverage

  • Trash Compactor
  • Ceiling Fans
  • Garage Door Openers
  • Water Heaters
  • Refrigerators
  • Ranges/Cooktops
  • Ovens
  • Dishwashers
  • Built-in-Microwaves
  • Garbage Disposal
  • Heating System
  • Electrical System
  • Plumbing System
  • Air Conditioning System
  • Clothes Washer
  • Clothes Dryer
  • Central Vacuum
  • Food Centers Built-in
  • Freestanding Ice Makers
  • Water Leaks

Comprehensive Coverage

  • Ductwork
  • Trash Compactor
  • Sump Pump
  • Ceiling Fans
  • Garage Door Openers
  • Water Heaters
  • Ranges/Cooktops
  • Ovens
  • Built-in-Microwaves
  • Garbage Disposal
  • Heating System
  • Plumbing Stoppage
  • Plumbing System
  • Air Conditioning System
  • Clothes Washer
  • Clothes Dryer
  • Central Vacuum
  • Food Centers Built-in
  • Freestanding Ice Makers
  • Gas and Water Leaks
  • Recirculating Hot Water Pump
  • Whole House, Exhaust, and Attic Fans
  • Smoke Detectors
  • Telephone Wiring
  • Alarm Wiring
  • Doorbells
  • Whirlpool Motor and Pump Assemblies

Optional Coverage

The company covers additional items at extra cost. They include:
  • Outside Water Line
  • Outside Sewer Line
  • Outside Gas Line
  • Outside Electric Line
  • Sprinkler System
  • Grinder Pump
  • Pool Coverage
  • Sprinkler System
  • Roof Coverage
  • Freestanding Freezer
  • Spa
  • Sewage Ejector Pump
  • Water Softener
  • Well Pump
  • Jetted Bathtub
  • Refrigerators Built-In Units With Dual Compressors

How Much Does The Home Service Club Cost?

The cost of the Home Service Clubs home warranty plans varies depending on factors like the size and location of your home, the type of plan, and the Trade Service Call Fee.

What Is A Trade Service Call Fee?

The Trade Service Call (TSC) fee, also known as the deductible, is a one-time, pre-set fee that you are required to pay when requesting a service from the company.

Requesting The Home Service Clubs Service

You must file a claim online or by calling (800) 601-1009 when your protected device breaks down. The company will then assign you a service contractor who will schedule a mutually agreed appointment. The service contractor will inspect the device and report the issue to the company, receive approval from the company, and fix the issue.

Why Opt For The Home Service Clubs Plans?

The company assures the following benefits if you choose to buy their home warranty coverage:
  • Complete coverage regardless of devices age, make, or model
  • Multiple options on out-of-pocket deductibles
  • No need for maintenance records or home inspections
  • 90 days guarantee on repairs
  • Service with 12 hours on business days
  • 24/7 claim process

Red Flags To Watch For

According to the Home Service Club BBB customer reviews, here are a few aspects that you should know before buying a plan from the company:
  • The company doesnt provide service on time
  • The company may make efforts to deny paying for a claim

Our Verdict

The key highlights of Home Service Club warranty plans allow you to choose if you want to pay a higher monthly premium and lower deductible or vice versa, depending on your requirements. So if you are looking for flexibility on payments along with comprehensive coverage options, you can opt for Home Service Club plans. But if you are looking to protect your electronic items or smart devices, you can check out other home warranty companies.

FAQs

Q.

Does Home Service Club cover mobile homes?

A.

Yes, Home Service Club protects mobile homes, provided they are permanently secured to the ground, and you own the land they are located on.

Q.

Does the Home Service Club have a waiting period?

A.

Yes, Home Service Club has a 30-day waiting period. During this period, the company may require an inspection of covered home systems, appliances, and components.

Q.

Will Home Service Club provide service on weekends?

A.

Home Service Club does offer services on weekends and public holidays. The company may try to provide services within 12 hours on business days and 24-48 hours on weekends.

The Home Service Club Reviews

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