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HSA Home Warranty Review

HSA Home Warranty protects homeowners, home buyers and sellers by providing coverage on mechanical systems and appliances. The company was founded in 1984 and is headquartered in Cross Plains, Wisconsin.

$125k+

Number of customer served

States Covered

N/A

Guarantee

$1,500

Coverage Limits

Coverage Pricing and more

OFFERS - N/A

Premium - $589 - $619

Deductible - $100 - $125

Review Home
Warranties

3/5

Home Warranty
Reviews

3.5/5

Consumer
Affairs

1.2/5

Consumers
Advocate

1.1/5

Investopedia
Rating

3.5/5

BBB
Rating

HSA Home Warranty offers Buyer Plan, Seller/Buyer Plan and Buyer 7-star Upgrade Plan.

Buyer Plan
Seller/Buyer Plan
Buyer 7-star Upgrade Plan

Buyer Plan

Trash Compactor
Garage Door Openers
Refrigerators
Dishwashers
Built-in-Microwaves
Garbage Disposal
Electrical System
Oven/Range/Stove
Whirlpool Bathtub
Septic System
Central heat, central air/heat pump and thermostat
Ductwork and attached humidifier
Failures due to lack of maintenance
Failures due to rust and corrosion
Water heater and instant hot water dispenser
Failures due to water heater sediment
Plumbing parts and primary sump pump
Faucets and routing of drain line stoppages
Water, gas, drain and waste lines
Polybutylene leaks
Toilet tank, bowl & wax ring seals
Ceiling fans and interior attic and exhaust fans
Lighting fixtures and central vacuum
Burglar alarms, fire alarms and door bell system

Seller/Buyer Plan

Trash Compactor
Garage Door Openers
Refrigerators
Dishwashers
Built-in-Microwaves
Garbage Disposal
Electrical System
Oven/Range/Stove
Whirlpool Bathtub
Central heat, central air/heat pump and thermostat
Ductwork and attached humidifier
Failures due to lack of maintenance
Failures due to rust and corrosion
Water heater and instant hot water dispenser
Failures due to water heater sediment
Plumbing parts and primary sump pump
Faucets and routing of drain line stoppages
Water, gas, drain and waste lines
Polybutylene leaks
Toilet tank, bowl & wax ring seals
Ceiling fans and interior attic and exhaust fans

Buyer 7-star Upgrade Plan

Crane charges for rooftop air conditioning or heating replacement
registers, grills, filters & heat lamps
refrigerant recovery and non-ducted window or wall air conditioner
Toilets replaced with like quality
Smoke alarms
hinges, springs, keypad and remote transmitter
refrigerant recovery and ice maker/beverage dispenser
Trash compactor lock/key assembly & bucket
Dishwasher racks, baskets & rollers
Built-in microwave interior lining, door glass, clock and shelves
Oven/range interior lining, clocks, rotisseries, racks, handles, knobs and dials
0 toward code violations
0 toward modifications on central heat, air or water heater
Permits up to 0 per occurrence
Disposal of replaced equipment
Mismatched heating and/or air conditioning system
Improper installation/repair

Add-Ons

HSA covers additional items at extra cost. The items covered include:

Water Softener
Water well pump
Electronic air cleaner
Clothes washer and dryer
Home freezer
Roof leaks
Hot tub
Swimming pool
Pool/hot tub combination (must share common mechanicals)

How Much Does The HSA Home Warranty Cost?

The cost of HSA Home Warranty depends on the state you reside in, the coverage option you choose, and size of your property. In addition to the monthly or yearly premiums, you are responsible for paying a trade call fee.

What Is A Trade Call Fee?

When you request a service and a contractor visits your place to fix your device, you must pay him a fee called a trade call fee or actual cost of repair, whichever is less. The trade service call fee of HSA Home Warranty ranges between $75 to $100. You are required to pay only one trade call fee if multiple visits are required to fix the same issue.

Requesting Service From HSA Home Warranty

When your appliance or home system malfunctions, verify if the device is covered by your HSA Home warranty contract. If it is, call HSA Home Warranty Phone number 1-800-367-1448, or file a claim online. The company will assign you a contractor who will schedule an appointment with you. The contractor will then arrive at your home to inspect and fix the device.

How To File A HSA Home Warranty Claim Online?

To file a claim online, visit the HSA Home Warranty website and click ‘Request Service.’ If you already have an account, click ‘Go To MyAccount,’ login into your account and follow the instructions. If you don’t have an account, create one by providing your ZIP Code and other details asked for. If you have any issues with HSA Home Warranty login, contact the customer support representatives.

Why Opt For HSA Home Warranty’s Plans?

According to HSA Home Warranty, you can receive the following benefits if you opt for their plan:

90-day guarantee on parts
30-day guarantee on labor
Coverage on undetectable pre-existing conditions
Protection from rust and corrosion
Protection from lack of maintenance

Red Flags To Watch For

According to the HSA Home Warranty BBB reviews, there are several aspects that you should know about the company before buying their plans to protect your appliances and home systems.

The company may deny claim for invalid reasons
The company may delay the service

Our Verdict

HSA Home Warranty coverage options can be a good option if you are a home buyer or seller looking for comprehensive coverage and you have a budget. However, be sure to read their terms and conditions properly before buying the plan.

FAQs

Does HSA cover properties that are not involved in real estate transactions?

Yes, HSA covers properties that are not involved in a real estate transaction. The coverage begins 15 days after payment and continues for 12 months from the start date of the coverage.

Can I choose my preferred technician to fix my device?

HSA assigns a technician when you request a service. If they cannot assign one, the company will allow you to choose a preferred technician outside of their network.

Does HSA Home Warranty offer 24/7 service?

Yes. HSA Home Warranty offers services 24 hours a day, 7 days a week, 365 days a year.

HSA Home Warranty Reviews

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